Company Overview
MacKay & Mackay Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 11 September 1984, so this is a well established company. MacKay & Mackay Limited has been in business for 41 years and 6 months. The accounts status is total exemption full and the accounts are next due on Monday 30 November 2026.
Registered Address

20 Bells Road, Stornoway, Isle Of Lewis, HS1 2RA
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Companies House Data
Company NameMACKAY & MACKAY LIMITED
Company NumberSC089648
Registered Office Address20 Bells Road
 Stornoway
 HS1 2RA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date11/09/1984
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/04/2017
Returns Last Made Up Date11/03/2016
Previous Company NameChanged Date
MACDONALD & MACKAY LIMITED07 Feb 2018
Directors & Members
Show Resigned
Yvonne MacKay - Director
(British, 50 years old, born December 1976)
Appointed 22 August 2003
 Active
Innes MacKay - Director
(British, 49 years old, born November 1977)
Appointed 22 August 2003
 Active
Secretaries
Show Resigned
Other Company Directorships
Yvonne MacKay
AUTOPARTS STORNOWAY LIMITED
DUNCAN MACKAY PROPERTIES LIMITED
MACKAY & MACKAY (HOLDINGS) LIMITED
Innes MacKay
MACKAY & MACKAY (HOLDINGS) LIMITED
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Balance Sheet
Fixed Assets 140,805 140,805 105,416
Current Assets 752,968 752,968 610,519
Creditors Due Within One Year 295,421 295,421 266,274
Working Cap 457,547 457,547 344,245
Total Assets Less Current Liabilities 598,352 598,352 449,661
Long-term Liabilities 60,298 60,298 41,692
Net Assets 538,054 538,054 407,969
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 538,054 538,054 407,969
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Tangible Fixed Assets - - -
Fixed Assets 15.8% 15.8% 14.7%
Stocks Inventory - - -
Debtors 5.5% 5.5% 5.9%
Cash Bank In Hand 39.0% 39.0% 38.0%
Current Assets 84.2% 84.2% 85.3%
Creditors Due Within One Year 33.1% 33.1% 37.2%
Net Current Assets Liabilities 51.2% 51.2% 48.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 60.2% 60.2% 57.0%
Capital Employed - - -
Total Assets Less Current Liabilities 66.9% 66.9% 62.8%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Liquidity Ratio 2.5 2.5 2.3
Solvency Ratio 2.5 2.5 2.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Assets 893,773 893,773 715,935
Debt 355,719 355,719 307,966
Net Assets/Debt 538,054 538,054 407,969

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HS1 2RA
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20 Bells Road, Stornoway, Isle Of Lewis, HS1 2RA
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MACKAY PROPERTIES LIMITED
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ANGUS MACIVER LIMITED
18 BELLS ROAD, STORNOWAY, ISLE OF LEWIS, HS1 2RA
MACKAY & MACKAY (HOLDINGS) LIMITED
20 BELLS ROAD, STORNOWAY, ISLE OF LEWIS, HS1 2RA
MACKAY INVESTMENTS LIMITED
20 BELLS ROAD, STORNOWAY, ISLE OF LEWIS, HS1 2RA
HEBRIDEAN COACHWORKS LIMITED
22 BELLS ROAD, STORNOWAY, ISLE OF LEWIS, HS1 2RA
Document Filings
Appointment of Innes Mackay as a director on 22 August 2003
Confirmation statement made on 31 March 2025 with no updates
Confirmation statement made on 31 March 2024 with no updates
Confirmation statement made on 31 March 2023 with no updates
Confirmation statement made on 31 March 2022 with no updates
Confirmation statement made on 31 March 2021 with no updates
Change of details for Mr Innes Mackay as a person with significant control on 5 September 2020
Director's details changed for Mr Innes Mackay on 5 September 2020
Confirmation statement made on 31 March 2020 with no updates
Confirmation statement made on 31 March 2019 with no updates
Confirmation statement made on 31 March 2018 with updates
Change of details for Macdonald & Mackay (Holdings) Limited as a person with significant control on 7 February 2018
Resolutions
Confirmation statement made on 31 March 2017 with updates
Termination of appointment of Isabelle Macdonald as a secretary on 29 March 2017
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