ISLAY & JURA COMMUNITY ENTERPRISES LIMITED Credit Check Report

Company Overview

Islay & Jura Community Enterprises Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Monday 11 September 1989, so this is a well established company. Islay & Jura Community Enterprises Limited has been in business for 36 years and 6 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.

Registered Address

I&J.C.E.Ltd Mctaggart Leisure, Centre,School Street Bowmore, Isle Of Islay, Argyll, PA43 7JU

Credit Reports Available

These credit rating reports are available now:

Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data

Company Name	ISLAY & JURA COMMUNITY ENTERPRISES LIMITED
Company Number	SC120093
Registered Office Address	I&J.C.E.Ltd Mctaggart Leisure
	Centre,School Street Bowmore
	PA43 7JU
Company Category	Private Limited By Guarantee Without Share Capital
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	11/09/1989
Accounting Reference Date Day	31
Accounting Reference Date Month	1
Accounts Next Due Date	31/10/2026
Accounts Last Made Up Date	31/01/2025
Accounts Account Category	TOTAL EXEMPTION FULL
Returns Next Due Date	29/04/2017
Returns Last Made Up Date	01/04/2016

Directors & Members

Show Resigned

	Lesley Anderson - Director (British, 61 years old, born January 1965) Appointed 13 February 2012, Resigned 14 April 2014	Resigned
	Emily Arnold-Fernandez - Director (American, 49 years old, born May 1977) Appointed 29 April 2024	Active
	David Arnold-Fernandez - Director (American, 49 years old, born June 1977) Appointed 09 May 2024, Resigned 20 December 2024	Resigned
	Lukasz Belina - Director (British, 39 years old, born July 1987) Appointed 29 April 2024	Active
	Catriona Bell - Director (British, 91 years old, born December 1935) Appointed 11 September 1989, Resigned 26 July 2001	Resigned
	Janet Berry - Director (British, 77 years old, born February 1949) Appointed 11 September 1989, Resigned 27 March 1997	Resigned
	Allan Brown - Director (British, 71 years old, born December 1955) Appointed 07 April 1992, Resigned 11 January 1994	Resigned
	Diana Buller - Director (British, 82 years old, born October 1944) Appointed 15 August 2002, Resigned 28 March 2022	Resigned
	Emilymay Burnham - Director (British, 38 years old, born August 1988) Appointed 09 September 2019, Resigned 28 March 2022	Resigned
	Margaret Cameron - Director (British, 35 years old, born July 1991) Appointed 09 July 1991, Resigned 15 March 1993	Resigned
	Diane Campbell - Director (British, 75 years old, born October 1951) Appointed 16 April 1997, Resigned 03 June 1999	Resigned
	Suzanne Campbell - Director (British, 37 years old, born August 1989) Appointed 01 June 2025	Active
	Terence Cavanagh - Director (British, 81 years old, born March 1945) Appointed 27 June 2001, Resigned 20 January 2005	Resigned
	Charles Clark - Director (Scottish, 52 years old, born April 1974) Appointed 22 February 2016, Resigned 23 March 2020	Resigned
	June Cruickshanks - Director (British, 73 years old, born July 1953) Appointed 28 March 1995, Resigned 30 April 1997	Resigned
	Robin Currie - Director (Scottish, 71 years old, born October 1955)	Resigned
	Lewis Davey - Director (Scottish, 25 years old, born July 2001) Appointed 29 April 2024	Active
	Florence Dougall - Director (British, 69 years old, born June 1957) Appointed 22 February 2016, Resigned 15 July 2019	Resigned
	Tom Edwards - Director (British, 46 years old, born December 1980) Appointed 29 April 2024, Resigned 20 December 2024	Resigned
	Patricia Farrington - Director (British, 80 years old, born July 1946) Appointed 03 June 1999, Resigned 18 September 2003	Resigned
	John Findlay - Director (British, 95 years old, born October 1931) Appointed 06 December 2001, Resigned 15 March 2007	Resigned
	Vanessa Fuery - Director (British, 55 years old, born May 1971) Appointed 02 March 2015, Resigned 19 March 2018	Resigned
	Moira Gemmell - Director (British, 73 years old, born February 1953)	Resigned
	Catherine Gilchrist - Director (Scottish, 79 years old, born July 1947) Appointed 15 July 2019, Resigned 27 February 2023	Resigned
	Susan Gilchrist - Director (British, 70 years old, born July 1956) Appointed 02 August 2021, Resigned 14 June 2024	Resigned
	Alexandrina Graham - Director (British, 99 years old, born March 1927)	Resigned
	Jean Gunn - Director (British, 79 years old, born December 1947) Appointed 28 March 1995, Resigned 14 April 2014	Resigned
	Rosemarie Haggerty - Director (Scottish, 31 years old, born May 1995) Appointed 29 April 2024, Resigned 21 October 2025	Resigned
	Ian Hallam - Director (British, 77 years old, born May 1949) Appointed 26 November 1997, Resigned 31 December 1999	Resigned
	Amy Hannet - Director (Scottish, 36 years old, born February 1990) Appointed 15 July 2019, Resigned 28 March 2022	Resigned
	Stephen Harrison - Director (British, 66 years old, born October 1960) Appointed 25 August 2006, Resigned 14 April 2014	Resigned
	Stephen Harrison - Director (British, 66 years old, born October 1960) Appointed 29 April 2024	Active

Secretaries

Show Resigned

	Catriona Bell - Secretary (British) Appointed 03 June 1999, Resigned 26 July 2001	Resigned
	Janet Berry - Secretary (British) Appointed 11 September 1989, Resigned 22 March 1994	Resigned
	Terence Cavanagh - Secretary (British) Appointed 15 August 2002, Resigned 04 December 2003	Resigned

Other Company Directorships

Emily Arnold-Fernandez
No companies found

Lukasz Belina
LB BUSINESS MANAGEMENT LTD

Suzanne Campbell
No companies found

Lewis Davey
No companies found

Stephen Harrison
No companies found

Balance Sheet

Unlock full report

There is no free data currently available to display on this company.
However we do have a credit report on this company for account holders on our login service.

Common Size Financial Analysis

Unlock full report

There is no free data currently available to display on this company.
However we do have a credit report on this company for account holders on our login service.

Secured Creditors

Unlock full report

There is no free data currently available to display on this company.
However we do have a credit report on this company for account holders on our login service.

Public Record Information

Unlock full report

Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

Unlock full report

Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

Unlock full report

Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

Unlock full report

Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around PA43 7JU

No other companies found in the same location

Document Filings

There is no free data currently available to display on this company.

CheckFree

UK company status reports

Real time data feed - no UK credit reports are updated faster