Company Overview
The Rock Trust is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 23 September 1993, so this is a well established company. The Rock Trust has been in business for 32 years and 6 months. The accounts status is small and the accounts are next due on Thursday 31 December 2026.
Registered Address

55 Albany Street, Edinburgh, EH1 3QY
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Companies House Data
Company NameTHE ROCK TRUST
Company NumberSC146616
Registered Office Address55 Albany Street
 Edinburgh
 EH1 3QY
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/09/1993
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategorySMALL
Returns Next Due Date21/10/2016
Returns Last Made Up Date23/09/2015
Directors & Members
Show Resigned
Angus Allan - Director
(New Zealander, 30 years old, born October 1996)
Appointed 30 September 2021
 Active
Graeme Cook - Director
(British, 49 years old, born January 1977)
Appointed 25 August 2025
 Active
Susan Lane - Director
(British, 66 years old, born September 1960)
Appointed 24 September 2019
 Active
David Livesay - Director
(British, 50 years old, born September 1976)
Appointed 24 March 2022
 Active
Damian McGowan - Director
(Irish, 64 years old, born June 1962)
Appointed 14 December 2023
 Active
Nicholas McGruer - Director
(British, 44 years old, born November 1982)
Appointed 24 September 2019
 Active
Secretaries
Show Resigned
Other Company Directorships
Angus Allan
WILDFLOWER WOODS LIMITED
Graeme Cook
CALEDONIAN SLEEPER LIMITED
SCOTRAIL TRAINS LIMITED
SCOTTISH RAIL HOLDINGS LIMITED
Susan Lane
No companies found
David Livesay
No companies found
Damian McGowan
No companies found
Nicholas McGruer
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Balance Sheet
Fixed Assets 758,507 758,507 744,708
Current Assets 825,840 825,840 944,523
Creditors Due Within One Year 92,727 92,727 131,042
Working Cap 733,113 733,113 813,481
Total Assets Less Current Liabilities 1,491,620 1,491,620 1,558,189
Long-term Liabilities 0 0 0
Net Assets 1,491,620 1,491,620 1,558,189
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 1,259,553 1,259,553 1,240,144
Other Reserves 232,067 232,067 318,045
Shareholders Funds 1,491,620 1,491,620 1,558,189
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Tangible Fixed Assets - - -
Fixed Assets 47.9% 47.9% 44.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 5.2% 5.2% 4.2%
Cash Bank In Hand 46.5% 46.5% 50.8%
Current Assets 52.1% 52.1% 55.9%
Creditors Due Within One Year 5.9% 5.9% 7.8%
Net Current Assets Liabilities 46.3% 46.3% 48.2%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 94.1% 94.1% 92.2%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 79.5% 79.5% 73.4%
Shareholder Funds 94.1% 94.1% 92.2%
Capital Employed - - -
Total Assets Less Current Liabilities 94.1% 94.1% 92.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Liquidity Ratio 8.9 8.9 7.2
Solvency Ratio 17.1 17.1 12.9
Reserves to Assets 0.8 0.8 0.7
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2014 31-Mar-2013
Assets 1,584,347 1,584,347 1,689,231
Debt 92,727 92,727 131,042
Net Assets/Debt 1,491,620 1,491,620 1,558,189

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EH1 3QY
DEAF ACTION
49 Albany Street, Edinburgh, Midlothian, EH1 3QY
Document Filings
Termination of appointment of Holly Salina Hepburn as a director on 5 March 2026
Director's details changed for Mr Nick Mcgruer on 23 October 2025
Director's details changed for Mrs Sue Lane on 23 October 2025
Confirmation statement made on 1 September 2025 with no updates
Appointment of Mr Graeme Cook as a director on 25 August 2025
Termination of appointment of Julia Mary Brown as a director on 14 March 2025
Termination of appointment of Ann Lindsay Roughead as a director on 10 October 2024
Confirmation statement made on 1 September 2024 with no updates
Termination of appointment of Alexandra Fiona Smith as a director on 21 March 2024
Appointment of Mr Andrew Simon Warner as a director on 14 December 2023
Appointment of Mr Damian Patrick Mcgowan as a director on 14 December 2023
Termination of appointment of Carolyn Anne Mcleod as a director on 29 September 2023
Confirmation statement made on 1 September 2023 with no updates
Appointment of Ms Kate Polson as a secretary on 28 October 2022
Appointment of Ms Saima Nevin as a director on 29 September 2022
Termination of appointment of Valerie Mitchell as a director on 31 October 2022
Confirmation statement made on 1 September 2022 with no updates
Termination of appointment of Jack David Rillie as a secretary on 19 August 2022
Termination of appointment of Philippa Dorothy Coutts as a director on 2 August 2022
Appointment of Mr David Livesay as a director on 24 March 2022
Termination of appointment of Mary Christine Watt as a director on 16 December 2021
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