Company Overview
Sail Scotland Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Thursday 10 November 1994, so this is a well established company. Sail Scotland Limited has been in business for 31 years and 4 months. The accounts status is micro entity and the accounts are next due on Thursday 31 December 2026.
Registered Address

Caley Marina, Canal Road, Inverness, IV3 8NF
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Companies House Data
Company NameSAIL SCOTLAND LIMITED
Company NumberSC154190
Registered Office AddressCaley Marina
 Canal Road
 IV3 8NF
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/11/1994
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date08/12/2016
Returns Last Made Up Date10/11/2015
Directors & Members
Show Resigned
Alison Allan - Director
(British, 52 years old, born May 1974)
Appointed 01 November 2024
 Active
Stephen Bennie - Director
(British, 56 years old, born May 1970)
Appointed 04 December 2008
 Active
Jamie Hogan - Director
(British, 54 years old, born February 1972)
Appointed 01 January 2014
 Active
Gavin McDonagh - Director
(Scottish, 68 years old, born February 1958)
Appointed 12 May 2006
 Active
Glenn Porter - Director
(British, 52 years old, born March 1974)
Appointed 01 November 2017
 Active
Secretaries
Show Resigned
Gavin McDonagh - Secretary
Appointed 01 April 2013
 Active
Other Company Directorships
Alison Allan
HOLY LOCH MARINA (SANDBANK) LIMITED
HOLY LOCH PORT LIMITED
SEAVISION (SCOTLAND) LIMITED
Stephen Bennie
CLYDE CRUISING CLUB LIMITED
Jamie Hogan
No companies found
Gavin McDonagh
ALMA (2025) LIMITED
ALMA (CRAOBH) LLP
ALMA HOLT LTD
ALMA LEISURE LIMITED
CLOCH HOLIDAY PARK LTD
COWFORD ESTATE LIMITED
CRAOBH MARINA LIMITED
FAIRLIE MARINA HOLDINGS LIMITED
FAIRLIE PIER LIMITED
FAIRLIE QUAY MARINA LIMITED
HOLT FISH FARMS LIMITED
HOLT LEISURE HOLDINGS LIMITED
HOLT LEISURE PARKS LIMITED
HOLT LEISURE PARKS TRUST LIMITED
MACPHEE 26 LIMITED
PRESIDENT LEISURE LIMITED
RIVERSIDE INVERCLYDE
RUCKMANS LIMITED
SEAHORSE FILMS LIMITED
THE ERIGMORE ESTATE LIMITED
Glenn Porter
CLYDE CRUISING CLUB LIMITED
OCEAN SAILING SCOTLAND LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 35,530 35,530 122,931
Creditors Due Within One Year 2,775 2,775 16,282
Working Cap 32,755 32,755 106,649
Total Assets Less Current Liabilities 32,755 32,755 106,649
Long-term Liabilities 0 0 79,805
Net Assets 32,755 32,755 26,844
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 32,755 32,755 26,844
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 7.8% 7.8% 13.2%
Net Current Assets Liabilities 92.2% 92.2% 86.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 92.2% 92.2% 21.8%
Capital Employed - - -
Total Assets Less Current Liabilities 92.2% 92.2% 86.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 12.8 12.8 7.6
Solvency Ratio 12.8 12.8 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 35,530 35,530 122,931
Debt 2,775 2,775 96,087
Net Assets/Debt 32,755 32,755 26,844

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IV3 8NF
FIRTH ATTRACTIONS LIMITED
CALEY MARINA, CANAL ROAD, INVERNESS, IV3 8NF
MUIRTOWN DEVELOPMENTS LTD
MUIRTOWN LOCKS, CANAL ROAD, INVERNESS, INVERNESS-SHIRE, IV3 8NF
KIP MCGRATH (INVERNESS) LIMITED
Unit 5 7 Canal Road, Inverness, IV3 8NF
CALEY CRUISERS LIMITED
Canal Road, Inverness, Highland, IV3 8NF
HEALTH AND HAPPINESS IN THE HIGHLANDS
Unit 6a 7 Canal Road, Inverness, Highland, IV3 8NF
CHRISTIAN OUTREACH CENTRE INVERNESS
5 Canal Road, Inverness, Inverness Shire, IV3 8NF
CITY TAXIS (INVERNESS) LIMITED
Unit 2, 7 Canal Road, Inverness, Highland, IV3 8NF
CITY OF INVERNESS TAXIS LIMITED
7 CANAL ROAD, INVERNESS, INVERNESS SHIRE, IV3 8NF
INVERNESS CITY TAXIS LIMITED
Unit 2 7 Canal Road, Inverness, IV3 8NF
THE FLOOR CENTRE LIMITED
MUIRTOWN LOCKS, CANAL ROAD, INVERNESS, INVERNESS SHIRE, IV3 8NF
Document Filings
Confirmation statement made on 11 November 2025 with no updates
Confirmation statement made on 11 November 2024 with no updates
Appointment of Mrs Alison Allan as a director on 1 November 2024
Termination of appointment of Hazel Pearson as a director on 15 July 2024
Confirmation statement made on 11 November 2023 with no updates
Termination of appointment of Michael Whyte as a director on 1 August 2023
Termination of appointment of Alasdair Burns as a director on 1 August 2023
Termination of appointment of Mark Cameron as a director on 1 August 2023
Confirmation statement made on 11 November 2022 with no updates
Confirmation statement made on 11 November 2021 with no updates
Confirmation statement made on 10 November 2021 with no updates
Confirmation statement made on 10 November 2020 with no updates
Appointment of Mr Michael Whyte as a director on 18 March 2020
Confirmation statement made on 10 November 2019 with no updates
Appointment of Mrs Hazel Pearson as a director on 1 September 2019
Termination of appointment of Charmian Entwistle as a director on 26 August 2019
Termination of appointment of Charles Colin Mcdonald Taylor as a director on 26 August 2019
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