Company Overview
Fintree Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 06 April 1998, so this is a well established company. Fintree Limited has been in business for 27 years and 11 months. The accounts status is unaudited abridged and the accounts are next due on Saturday 19 September 2026.
Registered Address

272 Bath Street, Glasgow, G2 4JR
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Companies House Data
Company NameFINTREE LIMITED
Company NumberSC184609
Registered Office Address272 Bath Street
 G2 4JR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/04/1998
Accounting Reference Date Day19
Accounting Reference Date Month12
Accounts Next Due Date19/09/2026
Accounts Last Made Up Date19/12/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date04/05/2017
Returns Last Made Up Date06/04/2016
Directors & Members
Show Resigned
Gordon Cunningham - Director
(British, 56 years old, born October 1970)
Appointed 24 April 1998
 Active
William Harkins - Director
(British, 57 years old, born September 1969)
Appointed 24 April 1998
 Active
Secretaries
Show Resigned
William Harkins - Secretary
(British)
Appointed 05 October 2001
 Active
Other Company Directorships
Gordon Cunningham
CLARK CONSTRUCTION GROUP LIMITED
CLARK CONTRACTS (GROUP) LIMITED
CLARK CONTRACTS (SCOTLAND) LTD
CLARK CONTRACTS LIMITED
CLARK GROUP LIMITED
CUNNINGHAM DECORATORS LIMITED
CUNNINGHAM JOINERY LIMITED
CUNNINGHAM MAINTENANCE GROUP LIMITED
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O'NEIL ELECTRICAL LIMITED
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ROTCURE LIMITED
S.B.W. DEVELOPMENTS LTD.
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William Harkins
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CAMDEN BSF SPV LIMITED
CAMDEN SCHOOL PROJECTS LIMITED
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SOLIHULL BSF SCHOOLS (HOLDINGS) LIMITED
SOLIHULL BSF SCHOOLS LIMITED
WEST DUNBARTONSHIRE SCHOOLS LIMITED
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WHARFEDALE SPV (HOLDINGS) LIMITED
WHARFEDALE SPV LIMITED
Balance Sheet Unlock full report
Accounts Date 19-Dec-2024 19-Dec-2022 19-Dec-2021
Balance Sheet
Fixed Assets 509,211 509,211 509,211
Current Assets 97,681 97,681 123,520
Creditors Due Within One Year 110,296 110,296 71,691
Working Cap -12,615 -12,615 51,829
Total Assets Less Current Liabilities 496,596 496,596 561,040
Long-term Liabilities 420,283 420,283 484,727
Net Assets 76,313 76,313 76,313
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 76,313 76,313 76,313
Common Size Financial Analysis Unlock full report
Accounts Date 19-Dec-2024 19-Dec-2022 19-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 83.9% 83.9% 80.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 16.1% 16.1% 19.5%
Current Assets 16.1% 16.1% 19.5%
Creditors Due Within One Year 18.2% 18.2% 11.3%
Net Current Assets Liabilities -2.1% -2.1% 8.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 12.6% 12.6% 12.1%
Capital Employed - - -
Total Assets Less Current Liabilities 81.8% 81.8% 88.7%
Financial Ratio Analysis Unlock full report
Accounts Date 19-Dec-2024 19-Dec-2022 19-Dec-2021
Liquidity Ratio 0.9 0.9 1.7
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 11
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 19-Dec-2024 19-Dec-2022 19-Dec-2021
Assets 606,892 606,892 632,731
Debt 530,579 530,579 556,418
Net Assets/Debt 76,313 76,313 76,313

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 6 April 2025 with no updates
Confirmation statement made on 6 April 2024 with no updates
Confirmation statement made on 6 April 2023 with no updates
Satisfaction of charge 8 in full
Satisfaction of charge 6 in full
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Registered office address changed from 270 Dumbarton Road Partick Glasgow G11 6TX to 272 Bath Street Glasgow G2 4JR on 4 May 2022
Confirmation statement made on 6 April 2022 with no updates
Confirmation statement made on 6 April 2021 with no updates
Confirmation statement made on 6 April 2020 with no updates
Confirmation statement made on 6 April 2019 with no updates
Confirmation statement made on 6 April 2018 with no updates
Confirmation statement made on 6 April 2017 with updates
Registration of charge SC1846090011, created on 20 May 2016
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