Company Overview
Spectrum Mortgage Solutions Limited is a Dissolved Private Limited Company.
Registered Address

227 Suite 2G, Second Floor, 227 Ingram Street, Glasgow, G1 1DA
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Companies House Data
Company NameSPECTRUM MORTGAGE SOLUTIONS LIMITED
Company NumberSC243446
Registered Office Address227 Suite 2g, Second Floor
 227 Ingram Street
 G1 1DA
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date05/02/2003
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2024
Accounts Last Made Up Date30/04/2022
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date05/03/2017
Returns Last Made Up Date05/02/2016
Previous Company NameChanged Date
INFINITI MORTGAGE SOLUTIONS LIMITED14 Feb 2003
Directors & Members
Show Resigned
Scott Hume - Director
(British, 49 years old, born August 1977)
Appointed 01 November 2017
 Active
Secretaries
Show Resigned
Anne McPartlin - Secretary
Appointed 01 March 2013
 Active
Other Company Directorships
Scott Hume
HOF SCOTLAND LTD
INFINITI PROPERTIES MANAGEMENT LTD
INFLUX MUSIC LTD
ROSS VENTURES LIMITED
SEE MEDIA & ENTERTAINMENT LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2022 30-Apr-2021 30-Apr-2020
Balance Sheet
Fixed Assets 0 0 0
Current Assets 9,298 5,210 1,766
Creditors Due Within One Year 4,000 0 0
Working Cap 5,298 5,210 1,766
Total Assets Less Current Liabilities 5,298 5,210 1,766
Long-term Liabilities 0 0 0
Net Assets 5,298 5,210 1,766
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,298 5,210 1,766
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2022 30-Apr-2021 30-Apr-2020
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 43.0% 0.0% 0.0%
Net Current Assets Liabilities 57.0% 100.0% 100.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 57.0% 100.0% 100.0%
Capital Employed - - -
Total Assets Less Current Liabilities 57.0% 100.0% 100.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2022 30-Apr-2021 30-Apr-2020
Liquidity Ratio 2.3 5210.0 1766.0
Solvency Ratio 2.3 ∞ ∞
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2022 30-Apr-2021 30-Apr-2020
Assets 9,298 5,210 1,766
Debt 4,000 0 0
Net Assets/Debt 5,298 5,210 1,766
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 1 February 2023 with no updates
Confirmation statement made on 1 February 2022 with no updates
Confirmation statement made on 1 February 2021 with no updates
Register inspection address has been changed from 1016 Argyle Street Glasgow G3 8LX Scotland to 227 Suite 2G, 227 Ingram St Glasgow G1 1DA
Registered office address changed from C/O Infiniti Properties 1016 Argyle Street Glasgow G3 8LX to 227 Suite 2G, Second Floor 227 Ingram Street Glasgow G1 1DA on 25 September 2020
Confirmation statement made on 1 February 2020 with no updates
Director's details changed for Mr Scott Alan Hume on 19 December 2018
Director's details changed for Mr Scott Alan Hume on 19 December 2018
Change of details for Mr Scott Alan Hume as a person with significant control on 19 December 2018
Confirmation statement made on 1 February 2019 with no updates
Confirmation statement made on 5 February 2018 with updates
Appointment of Mr Scott Alan Hume as a director on 1 November 2017
Termination of appointment of Jacqueline Elizabeth Wyllie as a director on 1 November 2017
Cessation of Jacqueline Elizabeth Wyllie as a person with significant control on 1 November 2017
Notification of Scott Alan Hume as a person with significant control on 1 November 2017
Confirmation statement made on 5 February 2017 with updates
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