Company Overview
Clydesdale Citizens Advice Bureau is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 24 February 2004, so this is a well established company. Clydesdale Citizens Advice Bureau has been in business for 22 years and 1 month. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

10-12 Wide Close, Lanark, South Lanarkshire, ML11 7LX
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Companies House Data
Company NameCLYDESDALE CITIZENS ADVICE BUREAU
Company NumberSC263918
Registered Office Address10-12 Wide Close
 Lanark
 ML11 7LX
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date24/02/2004
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date24/03/2017
Returns Last Made Up Date24/02/2016
Directors & Members
Show Resigned
Victoria Connick - Director
(British, 66 years old, born February 1960)
Appointed 24 October 2023
 Active
Janette Hamilton - Director
(British, 75 years old, born March 1951)
Appointed 23 January 2025
 Active
James Jack - Director
(British, 62 years old, born July 1964)
Appointed 27 October 2023
 Active
Derrick Jess - Director
(British, 79 years old, born March 1947)
Appointed 24 February 2004
 Active
Thomas Kennedy - Director
(British, 77 years old, born September 1949)
Appointed 26 September 2018
 Active
Catherine McClymont - Director
(British, 69 years old, born December 1957)
Appointed 24 October 2023
 Active
Caroline Richardson - Director
(British, 54 years old, born December 1972)
Appointed 28 October 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Victoria Connick
BLACKWOOD ESTATE COMMUNITY CIC
LANDIS LTD
V A LAWRENCE LIMITED
V A LAWRENCE LIMITED
Janette Hamilton
No companies found
James Jack
No companies found
Derrick Jess
No companies found
Thomas Kennedy
THE PARK CENTRE (STRATHKELVIN) LIMITED
VOICE DESIGN AND PRINT LTD.
Catherine McClymont
CARE AND REPAIR IN LANARKSHIRE LIMITED
DISCOVER LANARK LIMITED
LANARK COMMUNITY DEVELOPMENT TRUST
NEW LANARK HOMES LIMITED
NEW LANARK HOTELS LTD.
ROUTES TO WORK SOUTH
THE LEVENSEAT TRUST
Caroline Richardson
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 483,325 483,325 425,219
Creditors Due Within One Year 25,149 25,149 23,710
Working Cap 458,176 458,176 401,509
Total Assets Less Current Liabilities 458,176 458,176 401,509
Long-term Liabilities 0 0 0
Net Assets 458,176 458,176 401,509
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 458,176 458,176 401,509
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 5.2% 5.2% 5.6%
Net Current Assets Liabilities 94.8% 94.8% 94.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 94.8% 94.8% 94.4%
Capital Employed - - -
Total Assets Less Current Liabilities 94.8% 94.8% 94.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 19.2 19.2 17.9
Solvency Ratio 19.2 19.2 17.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 483,325 483,325 425,219
Debt 25,149 25,149 23,710
Net Assets/Debt 458,176 458,176 401,509

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around ML11 7LX
SABRE SYSTEMS (UK) LIMITED
2 BANNATYNE STREET, LANARK, ML11 7LX
Document Filings
Confirmation statement made on 27 October 2025 with no updates
Termination of appointment of Roy Mcdougall Plenderleith as a director on 22 December 2025
Memorandum and Articles of Association
Memorandum and Articles of Association
Resolutions
Notification of Victoria Anne Connick as a person with significant control on 29 October 2025
Appointment of Mrs Sarah Rose Sinclair as a director on 28 October 2025
Termination of appointment of Jamie Burgess as a director on 28 October 2025
Cessation of Roy Mcdougall Plenderleith as a person with significant control on 28 October 2025
Appointment of Ms Caroline Margaret Richardson as a director on 28 October 2025
Appointment of Mrs Janette Margaret Hamilton as a director on 23 January 2025
Confirmation statement made on 27 October 2024 with no updates
Memorandum and Articles of Association
Resolutions
Resolutions
Confirmation statement made on 27 October 2023 with no updates
Appointment of Mrs Victoria Anne Connick as a director on 24 October 2023
Appointment of Mr Jamie Burgess as a director on 24 October 2023
Appointment of Mr James Finlay Jack as a director on 27 October 2023
Appointment of Mrs Catherine Mcclymont as a director on 24 October 2023
Termination of appointment of James Softley as a director on 24 October 2023
Termination of appointment of Sarah Rose Sinclair as a director on 24 September 2023
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