Company Overview
Caithness Business Fund is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Thursday 23 May 2013, so this is a well established company. Caithness Business Fund has been in business for 12 years and 10 months. The accounts status is total exemption full and the accounts are next due on Sunday 28 February 2027.
Registered Address

Naver Business Centre Naver House, Naver Road, Thurso, Caithness, KW14 7QA
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Companies House Data
Company NameCAITHNESS BUSINESS FUND
Company NumberSC450693
Registered Office AddressNaver Business Centre Naver House
 Naver Road
 KW14 7QA
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/05/2013
Accounting Reference Date Day31
Accounting Reference Date Month5
Accounts Next Due Date28/02/2027
Accounts Last Made Up Date31/05/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date20/06/2017
Returns Last Made Up Date23/05/2016
Directors & Members
Show Resigned
Helen Lamont - Director
(British, 69 years old, born April 1957)
Appointed 16 April 2025
 Active
Duncan MacDonald - Director
(Canadian, 33 years old, born September 1993)
Appointed 02 November 2022
 Active
Andrew MacKay - Director
(British, 56 years old, born January 1970)
Appointed 28 May 2013
 Active
Deborah Miller - Director
(Scottish, 60 years old, born December 1966)
Appointed 07 July 2021
 Active
Trudy Morris - Director
(British, 59 years old, born February 1967)
Appointed 23 May 2013
 Active
Malcolm Morrison - Director
(British, 61 years old, born January 1965)
Appointed 01 October 2025
 Active
Ian Neale - Director
(British, 68 years old, born August 1958)
Appointed 06 October 2022
 Active
Keith Nicholson - Director
(Scottish, 71 years old, born December 1955)
Appointed 24 November 2020
 Active
Jennifer Simpson - Director
(British, 41 years old, born February 1985)
Appointed 03 October 2016
 Active
Louise Sinclair - Director
(British, 51 years old, born October 1975)
Appointed 03 October 2017
 Active
Stephen Sutherland - Director
(British, 57 years old, born February 1969)
Appointed 23 May 2013
 Active
David Wilson - Director
(British, 59 years old, born November 1967)
Appointed 13 January 2025
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Helen Lamont
NORTH HIGHLAND CHAMBER OF COMMERCE
VENTURE NORTH COOPERATIVE LIMITED
WICK DEVELOPMENT TRUST
Duncan MacDonald
NORTH HIGHLAND CHAMBER OF COMMERCE
Andrew MacKay
HEGGIE HOLDINGS LIMITED
MACKAY HOTEL COMPANY LTD
NORTH HIGHLAND CHAMBER OF COMMERCE
VENTURE NORTH COOPERATIVE LIMITED
Deborah Miller
ATLANTIC CONSULTANTS LIMITED
NORTH HIGHLAND CHAMBER OF COMMERCE
Trudy Morris
BRIDGES FOR PEACE U.K. LTD.
CAITHNESS HORIZONS
NORTH HIGHLAND CHAMBER OF COMMERCE
THE CAITHNESS PARTNERSHIP LIMITED
VENTURE NORTH COOPERATIVE LIMITED
Malcolm Morrison
GROWERS GARDEN LIMITED
HILLCREST FREE RANGE EGGS LTD
KINBURN (218) LIMITED
NORTH HIGHLAND CHAMBER OF COMMERCE
Ian Neale
NORTH HIGHLAND CHAMBER OF COMMERCE
Keith Nicholson
55 NORTH NETWORK LIMITED
BROUGH BAY ASSOCIATION
CAITHNESS VIKING FESTIVAL LIMITED
CYBER SECURITY SCOTLAND
DUNNET HEAD LIGHTHOUSE LTD
EDINBURGH CASTLE FLAT LTD
NORTH HIGHLAND CHAMBER OF COMMERCE
NORTH HIGHLAND REGENERATION FUND
OLDMED LIMITED
REF GENERAL PARTNER LIMITED
Jennifer Simpson
BBM SOLICITORS LIMITED
HALKIRK DISTRICT BENEFIT FUND
LORD'S WORK TRUST LIMITED
NORTH HIGHLAND CHAMBER OF COMMERCE
SEAFIELD MUSSELS LIMITED
Louise Sinclair
NORTH HIGHLAND CHAMBER OF COMMERCE
REAPER WHITE FISH COMPANY LIMITED
SINCLAIR BAY GROUP PROPERTIES LIMITED
Stephen Sutherland
CONTAINER TRANSFORMERS LTD
JGC ENGINEERING AND TECHNICAL SERVICES LIMITED
NORTH HIGHLAND CHAMBER OF COMMERCE
David Wilson
NORTH HIGHLAND CHAMBER OF COMMERCE
Balance Sheet Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Balance Sheet
Fixed Assets 0 0 0
Current Assets 65,206 65,206 50,023
Creditors Due Within One Year 5,599 5,599 11,569
Working Cap 59,607 59,607 38,454
Total Assets Less Current Liabilities 59,607 59,607 38,454
Long-term Liabilities 0 0 0
Net Assets 59,607 59,607 38,454
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 59,607 59,607 38,454
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 11.6% 11.6% -
Cash Bank In Hand 88.4% 88.4% 100.0%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 8.6% 8.6% 23.1%
Net Current Assets Liabilities 91.4% 91.4% 76.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 91.4% 91.4% 76.9%
Capital Employed - - -
Total Assets Less Current Liabilities 91.4% 91.4% 76.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Liquidity Ratio 11.6 11.6 4.3
Solvency Ratio 11.6 11.6 4.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2025 31-May-2023 31-May-2022
Assets 65,206 65,206 50,023
Debt 5,599 5,599 11,569
Net Assets/Debt 59,607 59,607 38,454

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Malcolm George Douglas Morrison as a director on 1 October 2025
Termination of appointment of Iain Taylor as a director on 5 September 2025
Termination of appointment of Shona Isobel Kirk as a director on 14 August 2025
Confirmation statement made on 16 May 2025 with no updates
Appointment of Mrs Helen May Lamont as a director on 16 April 2025
Appointment of Mr David Ross Wilson as a director on 13 January 2025
Memorandum and Articles of Association
Resolutions
Statement of Company's objects
Termination of appointment of Mark Jonathan Rouse as a director on 31 May 2024
Confirmation statement made on 17 May 2024 with no updates
Resolutions
Memorandum and Articles of Association
Statement of Company's objects
Termination of appointment of Simon Robert Middlemas as a director on 6 October 2023
Director's details changed for Mrs Deborah Murray on 21 August 2023
Confirmation statement made on 17 May 2023 with no updates
Termination of appointment of David Angus Craig as a director on 16 September 2022
Appointment of Mr Duncan Alexander Macdonald as a director on 2 November 2022
Appointment of Mr Ian Atlee Neale as a director on 6 October 2022
Confirmation statement made on 17 May 2022 with no updates
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