HUB NORTH SCOTLAND (I&F) HOLDINGS LIMITED Credit Check Report

Company Overview

Hub North Scotland (I&F) Holdings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 11 November 2015, so this is a well established company. Hub North Scotland (I&F) Holdings Limited has been in business for 10 years and 4 months. The accounts status is small and the accounts are next due on Tuesday 31 March 2026.

Registered Address

2Nd Floor 2 Lochside View, Edinburgh, EH12 9DH

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Companies House Data

Company Name	HUB NORTH SCOTLAND (I&F) HOLDINGS LIMITED
Company Number	SC520033
Registered Office Address	2nd Floor 2 Lochside View
	EH12 9DH
Company Category	Private Limited Company
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	11/11/2015
Accounting Reference Date Day	30
Accounting Reference Date Month	6
Accounts Next Due Date	31/03/2027
Accounts Last Made Up Date	30/06/2025
Accounts Account Category	SMALL
Returns Next Due Date	09/12/2016

Directors & Members

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	Derek Anderson - Director (British, 62 years old, born July 1964) Appointed 11 November 2015, Resigned 24 November 2016	Resigned
	Colin Campbell - Director (British, 68 years old, born June 1958) Appointed 24 November 2016, Resigned 04 January 2018	Resigned
	Kevin Cunningham - Director (British, 44 years old, born January 1982) Appointed 02 October 2025	Active
	Andrew Duck - Director (British, 51 years old, born November 1975) Appointed 11 April 2019, Resigned 22 December 2022	Resigned
	Michael Felton - Director (British, 62 years old, born November 1964) Appointed 11 November 2015, Resigned 24 November 2016	Resigned
	Nial Gemmell - Director (British, 58 years old, born December 1968) Appointed 16 November 2017, Resigned 29 February 2024	Resigned
	Ruth Hann - Director (British, 46 years old, born August 1980) Appointed 01 March 2024	Active
	John Hope - Director (British, 69 years old, born January 1957) Appointed 24 November 2016, Resigned 31 July 2017	Resigned
	David MacDonald - Director (British, 65 years old, born February 1961) Appointed 24 November 2016, Resigned 28 June 2024	Resigned
	Gavin MacKinlay - Director (British, 69 years old, born May 1957) Appointed 24 November 2016, Resigned 11 April 2019	Resigned
	Paul McGirk - Director (British, 67 years old, born July 1959) Appointed 24 November 2016	Active
	Philip McVey - Director (British, 66 years old, born March 1960) Appointed 11 November 2015	Active
	Kirsty O'brien - Director (British, 44 years old, born October 1982) Appointed 24 November 2016, Resigned 11 April 2019	Resigned
	Kirsty O'brien - Director (British, 44 years old, born October 1982) Appointed 11 April 2019, Resigned 22 December 2022	Resigned
	Kirsty O'brien - Director (British, 44 years old, born October 1982) Appointed 22 December 2022, Resigned 08 November 2024	Resigned
	Glenn Pearce - Director (British, 54 years old, born June 1972) Appointed 08 November 2024, Resigned 02 October 2025	Resigned
	Lee Simmons - Director (British, 56 years old, born March 1970) Appointed 13 August 2024	Active
	Stewart Small - Director (British, 51 years old, born August 1975) Appointed 22 December 2022	Active
	Caroline Whyteside - Director (British, 63 years old, born December 1963) Appointed 01 July 2024	Active

Secretaries

No Secretaries Appointed

Other Company Directorships

Kevin Cunningham
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Lee Simmons
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GALLIFORD TRY INVESTMENTS CONSULTANCY SERVICES LIMITED
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HUB NORTH SCOTLAND (O&C) HOLDINGS LIMITED
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Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around EH12 9DH

	MILLER APPLECROSS (EDINBURGH QUAY) LIMITED Miller House, 2 Lochside View, Edinburgh Park, Edinburgh, EH12 9DH
	MILLER (TELFORD NORTH) LIMITED Miller House, 2 Lochside View, Edinburgh Park, Edinburgh, EH12 9DH
	ILIAD MILLER (NO. 2) LIMITED MILLER HOUSE, 2 LOCHSIDE VIEW, EDINBURGH PARK, EDINBURGH, EH12 9DH
	MILLER HOMES NORTHERN LIMITED Miller House, 2 Lochside View, Edinburgh Park, Edinburgh, EH12 9DH
	MUNROE SW LIMITED C/O Johnston Carmichael, 7-11 Melville Street, Edinburgh, EH12 9DH
	MILLER (ARDENT HOUSE) LIMITED 201 West George Street, C/O Miller Developments, Glasgow, Lanarkshire, EH12 9DH
	MILLER ALPHA LIMITED 201 West George Street, Co Miller Developments, Glasgow, Lanarkshire, EH12 9DH
	BUSINESS STREAM LTD 1-3 LOCHSIDE CRESCENT, EDINBURGH, EH12 9DH
	MILLER CRAIGROSSIE HAWKHEAD LLP 201 WEST GEORGE STREET, GLASGOW, EH12 9DH
	MILLER URBAN REDEVELOPMENTS LIMITED Miller House, 2 Lochside View, Edinburgh Park, Edinburgh, EH12 9DH

Document Filings

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