Company Overview
Your Expert Wills Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 26 February 2018, so this is a well established company. Your Expert Wills Ltd has been in business for 8 years and 1 month. The accounts status is micro entity and the accounts are next due on Monday 30 September 2024.
Registered Address

89 West Regent Street, Glasgow, G2 2BA
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Companies House Data
Company NameYOUR EXPERT WILLS LTD
Company NumberSC589855
Registered Office Address89 West Regent Street
 G2 2BA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/02/2018
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date26/03/2019
Previous Company NameChanged Date
YOUR WILL EXPERT LIMITED17 Apr 2020
Directors & Members
Show Resigned
Derek McPhail - Director
(British, 42 years old, born May 1984)
Appointed 26 February 2018
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Derek McPhail
3MI GROUP LTD
APTARE ADVISORY LTD
BDP (2019) LTD
BUCHANAN SUPPORT SERVICES LLP
CARRINGTON DEAN GROUP LIMITED
CARRINGTON DEAN NUMBER 2 LIMITED
CLARIO STRATEGIC PARTNERS LIMITED
COUNCIL TAX EXPERT CIC
ERSKINE PARK LIMITED
INITIUM INVESTMENTS LIMITED
INITIUM PROPERTIES LIMITED
NGL (SCOTLAND) LTD
REGENT EXECUTRY SERVICES LIMITED
SECURITAS PROPERTIES LIMITED
VERITAS PROPERTY FINANCE LIMITED
VOICEKEY LIMITED
YEG NO 2 LIMITED
YEGC LIMITED
YOUR EXPERT GROUP (HOLDINGS) LTD
YOUR EXPERT GROUP HOLDINGS LTD
YOUR EXPERT MORTGAGE & PROTECTION LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Balance Sheet
Fixed Assets 0 0 -7,743
Current Assets 5 20,172 293
Creditors Due Within One Year 0 20,172 -19,730
Working Cap 5 0 20,023
Total Assets Less Current Liabilities 5 0 12,280
Long-term Liabilities 20,202 20,172 39,460
Net Assets 20,207 20,172 12,280
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 20,207 20,172 12,280
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 103.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% -3.9%
Creditors Due Within One Year 0.0% 100.0% 264.8%
Net Current Assets Liabilities 100.0% 0.0% -268.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 404140.0% 100.0% -164.8%
Capital Employed - - -
Total Assets Less Current Liabilities 100.0% 0.0% -164.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Liquidity Ratio 5.0 1.0 0.0
Solvency Ratio 0.0 ∞ -0.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2021 31-Dec-2020
Assets 5 20,172 -7,450
Debt 20,202 0 19,730
Net Assets/Debt 20,207 20,172 12,280
The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 14 February 2025 with no updates
Voluntary strike-off action has been suspended
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 14 February 2024 with updates
Notification of Secure Financial Management Ltd as a person with significant control on 1 February 2024
Cessation of Your Expert Group (Holdings) Ltd as a person with significant control on 1 February 2024
Confirmation statement made on 10 April 2023 with no updates
Compulsory strike-off action has been discontinued
Confirmation statement made on 10 April 2022 with no updates
Compulsory strike-off action has been suspended
First Gazette notice for compulsory strike-off
Change of details for Your Expert Group Ltd as a person with significant control on 1 April 2018
Confirmation statement made on 10 April 2021 with no updates
Termination of appointment of Peter Christopher Dean as a director on 23 December 2020
Confirmation statement made on 10 April 2020 with no updates
Resolutions
Previous accounting period shortened from 28 February 2019 to 31 December 2018
Confirmation statement made on 10 April 2019 with no updates
Confirmation statement made on 10 April 2018 with updates
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