Company Overview
Charles Gallagher Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 21 October 1974, so this is a well established company. Charles Gallagher Limited has been in business for 51 years and 5 months. The accounts status is small and the accounts are next due on Saturday 31 January 2026.
Registered Address

Pendragon House, 65,London Road, St.Albans, AL1 1LJ
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Companies House Data
Company NameCHARLES GALLAGHER LIMITED
Company Number01187941
Registered Office AddressPendragon House
 65,London Road
 AL1 1LJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/10/1974
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategorySMALL
Returns Next Due Date06/10/2016
Returns Last Made Up Date08/09/2015
Directors & Members
Show Resigned
Charles Gallagher - Director
(Irish, 67 years old, born October 1959)
David Gallagher - Director
(Irish, 66 years old, born October 1960)
Daniel Gallagher - Director
(Irish, 62 years old, born April 1964)
Appointed 02 June 1998
 Active
Neville Hutchinson - Director
(British, 85 years old, born June 1941)
Barry Jordan - Director
(British, 59 years old, born October 1967)
Appointed 02 September 2013
 Active
Jaimie Wragg - Director
(British, 54 years old, born September 1972)
Appointed 08 May 2019
 Active
Secretaries
Show Resigned
Daniel Gallagher - Secretary
(Irish)
Appointed 09 May 2002
 Active
Other Company Directorships
Charles Gallagher
ABBEY (IRELAND) LIMITED
ABBEY CONTINENTAL LIMITED
ABBEY DEVELOPMENTS LIMITED
ABBEY FINANCIAL LIMITED
ABBEY GROUP LIMITED
ABBEY GROUP PENSION FUND LIMITED
ABBEY HOLDINGS LIMITED
ABBEY HOMESTEADS LIMITED
ABBEY INVESTMENTS LIMITED
ABBEY NEW HOMES LIMITED
ABBEY PROPERTIES LIMITED
CHARLES WILSON ENGINEERS LIMITED
EDISON FILM COMPANY LIMITED
GALLAGHER HOLDINGS LIMITED
GALLAGHER INVESTMENTS LIMITED
HOME BUILDERS FEDERATION LIMITED
M. & J. ENGINEERS LIMITED
M. & J. HIRE CENTRES LIMITED
MATTHEW BUILDING LIMITED
MATTHEW CONSTRUCTION LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
MATTHEW PROPERTIES LIMITED
TERM RENTALS LIMITED
TERM SPACE LIMITED
TERMFINE PROPERTY MANAGEMENT LIMITED
TERMSPAN LIMITED
David Gallagher
ABBEY (IRELAND) LIMITED
AYOT PLACE LIMITED
CHARLES WILSON ENGINEERS LIMITED
FASTTRACK2FITNESS LIMITED
GALLAGHER HOLDINGS LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
SWANBOURNE HOUSE SCHOOL TRUST LIMITED
Daniel Gallagher
ADDINSELL MANAGEMENT LIMITED
CANFIELD MANAGEMENT LIMITED
DYSON MANAGEMENT LIMITED
EASDALE MANAGEMENT LIMITED
ERSHAM MANAGEMENT LIMITED
ESSELLA MANAGEMENT LIMITED
FIELDCLOVER MANAGEMENT LIMITED
FOUR GUN MANAGEMENT LIMITED
GALLAGHER HOLDINGS LIMITED
GALLAGHER INVESTMENTS LIMITED
GREENLAND OAKS MANAGEMENT LIMITED
HUNTERSHRAVE MANAGEMENT LIMITED
HUNTERSHRAVE MANAGEMENTT LIMITED
KENTLODGE MANAGEMENT LTD
LEYWOOD MANAGEMENT LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
MATTHEW PROPERTIES LIMITED
MEMBER CHANGE LIMITED
MILLSTONE MANAGEMENT LIMITED
PACKHORSE MANAGEMENT LIMITED
PARK EARLS MANAGEMENT LIMITED
SHRAVEWOOD MANAGEMENT LIMITED
STOCKHAM MANAGEMENT LIMITED
SUTONLANE MANAGEMENT LIMITED
TRUSCOTT MANAGEMENT LIMITED
VALEASH MANAGEMENT LIMITED
VAUGHAN MANAGEMENT LIMITED
WITHEY MANAGEMENT LIMITED
WORLINGTON MANAGEMENT LTD
Neville Hutchinson
ADVANCEREGION PROPERTY MANAGEMENT LIMITED
APPLYCERTAIN PROPERTY MANAGEMENT LIMITED
APPLYSAFE PROPERTY MANAGEMENT LIMITED
COLUMBUS RESIDENTS LIMITED
COUNTY CONSTITUTIONAL CLUB(ST.ALBANS)LIMITED(THE)
FORMALSTART PROPERTY MANAGEMENT LIMITED
FRESHCENTRAL PROPERTY MANAGEMENT LIMITED
GREENLAND OAKS MANAGEMENT NO. 2 LIMITED
HAVENCHANGE PROPERTY MANAGEMENT LIMITED
LANDEQUAL PROPERTY MANAGEMENT LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
NUMBERDATE PROPERTY MANAGEMENT LIMITED
PURPOSEFORMAL PROPERTY MANAGEMENT LIMITED
SUNNYUNIT PROPERTY MANAGEMENT LIMITED
TENURETOTAL PROPERTY MANAGEMENT LIMITED
URBANLINE PROPERTY MANAGEMENT LIMITED
VIEWPREMIUM PROPERTY MANAGEMENT LIMITED
Barry Jordan
BARNARDS MANAGEMENT LIMITED
BARNCOPSE MANAGEMENT LTD
CANFIELD MANAGEMENT LIMITED
EASDALE MANAGEMENT LIMITED
ERSHAM MANAGEMENT LIMITED
ESSELLA MANAGEMENT LIMITED
FIELDCLOVER MANAGEMENT LIMITED
FOUR GUN MANAGEMENT LIMITED
GREENLAND OAKS MANAGEMENT NO. 2 LIMITED
HUNTERSHRAVE MANAGEMENT LIMITED
KENTLODGE MANAGEMENT LTD
LAMBRICKS MANAGEMENT LIMITED
LARCHFIELD MANAGEMENT LIMITED
LYTTON MANAGEMENT LIMITED
MATTHEW HOMES LIMITED
MILLSTONE MANAGEMENT LIMITED
PACKHORSE MANAGEMENT LIMITED
PARK EARLS MANAGEMENT LIMITED
PERDUE MANAGEMENT LIMITED
SHRAVEWOOD MANAGEMENT LIMITED
ST. AUGUSTINES (WESTGATE) MANAGEMENT LIMITED
STOCKHAM MANAGEMENT LIMITED
SUTONLANE MANAGEMENT LIMITED
THAMESDALE MANAGEMENT LIMITED
TRUSCOTT MANAGEMENT LIMITED
VALEASH MANAGEMENT LIMITED
VAUGHAN MANAGEMENT LIMITED
WITHEY MANAGEMENT LIMITED
WORLINGTON MANAGEMENT LTD
Jaimie Wragg
BOXWORTH MANAGEMENT LIMITED
BRANT HEIGHTS (BRANTHAM) MANAGEMENT LIMITED
BROGDALE MANAGEMENT LTD
BUCKENHAM (ATTLEBOROUGH) MANAGEMENT LIMITED
CODY MANAGEMENT LTD
DAMSON (GRAYS) MANAGEMENT LIMITED
ELMASH MANAGEMENT LIMITED
EMERYPARK MANAGEMENT LIMITED
FIELDEND MANAGEMENT LIMITED
FIELDMAPLE (ASHWELL) MANAGEMENT LIMITED
FLEET MILL MANAGEMENT LIMITED
FLOWERCORN (HORAM) MANAGEMENT LIMITED
GREEN PARK GARDENS (GOFFS OAK) MANAGEMENT LIMITED
GREENLAND OAKS MANAGEMENT NO. 2 LIMITED
HERRINGWELL (KENTFORD) MANAGEMENT LIMITED
LANESUN MANAGEMENT LIMITED
LARKSPUR (THURSTON) MANAGEMENT LIMITED
LEALANDS (COLCHESTER) MANAGEMENT LIMITED
MATTHEW HOMES LIMITED
MEADOW GARDENS (CLACTON) MANAGEMENT COMPANY LIMITED
MILTON HILL MANAGEMENT LTD
MINSTERSOUTH MANAGEMENT LTD
MULBERRY (GOFFS OAK) LIMITED
OAKLINE MANAGEMENT LIMITED
PACKHORSE MANAGEMENT LIMITED
PARK EARLS MANAGEMENT LIMITED
PINETHOMAS (TRIMLEY) MANAGEMENT LIMITED
PIPPINS ROAD MANAGEMENT LTD
ROADMARCH MANAGEMENT LIMITED
SCOCLES (MINSTER) MANAGEMENT LIMITED
STARLING (ATTLEBOROUGH) MANAGEMENT LIMITED
THOMAS (TRIMLEY) LIMITED
VINCAM (TWICKENHAM) MANAGEMENT LIMITED
YAPTONROAD MANAGEMENT LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 103,631 103,631 92,249
Current Assets 16,555,942 16,555,942 15,235,675
Creditors Due Within One Year 397,735 397,735 287,792
Working Cap 16,158,207 16,158,207 14,947,883
Total Assets Less Current Liabilities 16,261,838 16,261,838 15,040,132
Long-term Liabilities 0 0 0
Net Assets 16,261,838 16,261,838 15,040,132
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 16,261,838 16,261,838 15,040,132
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 0.6% 0.6% 0.6%
Stocks Inventory - - -
Debtors 39.5% 39.5% 41.0%
Cash Bank In Hand 41.5% 41.5% 16.9%
Current Assets 99.4% 99.4% 99.4%
Creditors Due Within One Year 2.4% 2.4% 1.9%
Net Current Assets Liabilities 97.0% 97.0% 97.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 97.6% 97.6% 98.1%
Capital Employed - - -
Total Assets Less Current Liabilities 97.6% 97.6% 98.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Liquidity Ratio 41.6 41.6 52.9
Solvency Ratio 41.9 41.9 53.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 62
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 62
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Assets 16,659,573 16,659,573 15,327,924
Debt 397,735 397,735 287,792
Net Assets/Debt 16,261,838 16,261,838 15,040,132

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the net assets of a good sized company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 8 September 2025 with updates
Confirmation statement made on 8 September 2024 with updates
Confirmation statement made on 8 September 2023 with updates
Change of details for Matthew Investments Limited as a person with significant control on 8 September 2023
Termination of appointment of Ellen Pauline Gallagher as a director on 12 May 2023
Confirmation statement made on 8 September 2022 with updates
Confirmation statement made on 8 September 2021 with updates
Confirmation statement made on 8 September 2020 with updates
Confirmation statement made on 8 September 2019 with updates
Termination of appointment of Peter Michael Jones as a director on 8 May 2019
Appointment of Mr Jaimie Marcus Wragg as a director on 8 May 2019
Confirmation statement made on 8 September 2018 with updates
Confirmation statement made on 8 September 2017 with no updates
Confirmation statement made on 8 September 2016 with updates
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