Company Overview
Gallagher Holdings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 12 August 1981, so this is a well established company. Gallagher Holdings Limited has been in business for 44 years and 7 months. The accounts status is full and the accounts are next due on Saturday 31 January 2026.
Registered Address

Pendragon House, 65 London Road, St Albans, AL1 1LJ
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Companies House Data
Company NameGALLAGHER HOLDINGS LIMITED
Company Number01579410
Registered Office AddressPendragon House
 65 London Road
 AL1 1LJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/08/1981
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2027
Accounts Last Made Up Date30/04/2025
Accounts Account CategoryFULL
Returns Next Due Date24/11/2016
Returns Last Made Up Date27/10/2015
Directors & Members
Show Resigned
Brian Gallagher - Director
(Irish, 73 years old, born July 1953)
Appointed 09 May 2002
 Active
Charles Gallagher - Director
(Irish, 67 years old, born October 1959)
David Gallagher - Director
(Irish, 66 years old, born October 1960)
Appointed 09 May 2002
 Active
Daniel Gallagher - Director
(Irish, 62 years old, born April 1964)
Appointed 09 May 2002
 Active
Andrew Lovett - Director
(British, 74 years old, born November 1952)
Appointed 15 March 2022
 Active
Secretaries
Show Resigned
Daniel Gallagher - Secretary
(Irish)
Appointed 09 May 2002
 Active
Other Company Directorships
Brian Gallagher
CHARLOTTE HOUSE SCHOOL LIMITED
GALLAGHER INVESTMENTS LIMITED
HOUSETOP APOSTOLICA LIMITED
HOUSETOP CARE LIMITED
MATTHEW HOMES LIMITED
Charles Gallagher
ABBEY (IRELAND) LIMITED
ABBEY CONTINENTAL LIMITED
ABBEY DEVELOPMENTS LIMITED
ABBEY FINANCIAL LIMITED
ABBEY GROUP LIMITED
ABBEY GROUP PENSION FUND LIMITED
ABBEY HOLDINGS LIMITED
ABBEY HOMESTEADS LIMITED
ABBEY INVESTMENTS LIMITED
ABBEY NEW HOMES LIMITED
ABBEY PROPERTIES LIMITED
CHARLES GALLAGHER LIMITED
CHARLES WILSON ENGINEERS LIMITED
EDISON FILM COMPANY LIMITED
GALLAGHER INVESTMENTS LIMITED
HOME BUILDERS FEDERATION LIMITED
M. & J. ENGINEERS LIMITED
M. & J. HIRE CENTRES LIMITED
MATTHEW BUILDING LIMITED
MATTHEW CONSTRUCTION LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
MATTHEW PROPERTIES LIMITED
TERM RENTALS LIMITED
TERM SPACE LIMITED
TERMFINE PROPERTY MANAGEMENT LIMITED
TERMSPAN LIMITED
David Gallagher
ABBEY (IRELAND) LIMITED
AYOT PLACE LIMITED
CHARLES GALLAGHER LIMITED
CHARLES WILSON ENGINEERS LIMITED
FASTTRACK2FITNESS LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
SWANBOURNE HOUSE SCHOOL TRUST LIMITED
Daniel Gallagher
ADDINSELL MANAGEMENT LIMITED
CANFIELD MANAGEMENT LIMITED
CHARLES GALLAGHER LIMITED
DYSON MANAGEMENT LIMITED
EASDALE MANAGEMENT LIMITED
ERSHAM MANAGEMENT LIMITED
ESSELLA MANAGEMENT LIMITED
FIELDCLOVER MANAGEMENT LIMITED
FOUR GUN MANAGEMENT LIMITED
GALLAGHER INVESTMENTS LIMITED
GREENLAND OAKS MANAGEMENT LIMITED
HUNTERSHRAVE MANAGEMENT LIMITED
HUNTERSHRAVE MANAGEMENTT LIMITED
KENTLODGE MANAGEMENT LTD
LEYWOOD MANAGEMENT LIMITED
MATTHEW HOMES LIMITED
MATTHEW INVESTMENTS LIMITED
MATTHEW PROPERTIES LIMITED
MEMBER CHANGE LIMITED
MILLSTONE MANAGEMENT LIMITED
PACKHORSE MANAGEMENT LIMITED
PARK EARLS MANAGEMENT LIMITED
SHRAVEWOOD MANAGEMENT LIMITED
STOCKHAM MANAGEMENT LIMITED
SUTONLANE MANAGEMENT LIMITED
TRUSCOTT MANAGEMENT LIMITED
VALEASH MANAGEMENT LIMITED
VAUGHAN MANAGEMENT LIMITED
WITHEY MANAGEMENT LIMITED
WORLINGTON MANAGEMENT LTD
Andrew Lovett
GILBERTS LIMITED
MATTHEW PROPERTIES LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 124,160,773 124,160,773 120,336,521
Current Assets 39,633,625 39,633,625 24,659,698
Creditors Due Within One Year 19,030,818 19,030,818 25,898,882
Working Cap 20,602,807 20,602,807 -1,239,184
Total Assets Less Current Liabilities 144,763,580 144,763,580 119,097,337
Long-term Liabilities 144,663,580 144,663,580 118,997,337
Net Assets 100,000 100,000 100,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100,000 100,000 100,000
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 75.8% 75.8% 83.0%
Stocks Inventory - - -
Debtors 6.2% 6.2% 5.5%
Cash Bank In Hand 18.0% 18.0% 11.5%
Current Assets 24.2% 24.2% 17.0%
Creditors Due Within One Year 11.6% 11.6% 17.9%
Net Current Assets Liabilities 12.6% 12.6% -0.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.1% 0.1% 0.1%
Capital Employed - - -
Total Assets Less Current Liabilities 88.4% 88.4% 82.1%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Liquidity Ratio 2.1 2.1 1.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 22
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 22
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2025 30-Apr-2022 30-Apr-2021
Assets 163,794,398 163,794,398 144,996,219
Debt 163,694,398 163,694,398 144,896,219
Net Assets/Debt 100,000 100,000 100,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 27 October 2025 with updates
Confirmation statement made on 27 October 2024 with updates
Confirmation statement made on 27 October 2023 with updates
Change of details for Gallagher Investments Limited as a person with significant control on 27 October 2023
Confirmation statement made on 27 October 2022 with updates
Termination of appointment of Ellen Pauline Gallagher as a director on 15 March 2022
Appointment of Mr Andrew George Lovett as a director on 15 March 2022
Confirmation statement made on 27 October 2021 with updates
Confirmation statement made on 27 October 2020 with updates
Confirmation statement made on 27 October 2019 with updates
Confirmation statement made on 27 October 2018 with updates
Director's details changed for Mr Brian Joseph Gallagher on 29 October 2018
Confirmation statement made on 27 October 2017 with no updates
Confirmation statement made on 27 October 2016 with updates
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