Company Overview
Principal Group Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 October 1992, so this is a well established company. Principal Group Limited has been in business for 33 years and 5 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Broom Lea Cottage Heath Lane, Albury, Guildford, GU5 9DD
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Companies House Data
Company NamePRINCIPAL GROUP LIMITED
Company Number02756357
Registered Office AddressBroom Lea Cottage Heath Lane
 Albury
 GU5 9DD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/10/1992
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/11/2016
Returns Last Made Up Date16/10/2015
Directors & Members
Show Resigned
Roger Ivimy - Director
(British, 80 years old, born April 1946)
Appointed 10 October 1995
 Active
Derick Ivimy - Director
(British, 62 years old, born August 1964)
Appointed 16 October 1992
 Active
Simon Ryeland - Director
(British, 70 years old, born October 1956)
Appointed 01 August 1994
 Active
Secretaries
Show Resigned
Derick Ivimy - Secretary
(British)
Appointed 16 October 1992
 Active
Other Company Directorships
Roger Ivimy
A N LOANS LIMITED
BURTON FINANCIAL SERVICES LIMITED
FIRST PERSONAL INSURANCE SERVICES LIMITED
H.P. MANAGEMENT COMPANY LIMITED
HEALTH CARE NAVIGATOR LTD
NATIONWIDE CREDIT CORPORATION LIMITED
PRINCIPAL CHOICE LIMITED
PRINCIPAL MARKETING AND INSURANCE SERVICES LIMITED
PRINCIPAL PROPERTY SERVICES LIMITED
PRINVESTUK LIMITED
RMMI CONSULTING LIMITED
SANTANDER CARDS UK LIMITED
SIGNATURE INVESTMENTS LIMITED
VIKING COLLECTION SERVICES LIMITED
WYCH HILL PARK MANAGEMENT LTD
Derick Ivimy
HAZELDENE COURT (HORSELL) MANAGEMENT COMPANY LIMITED
HEALTH CARE NAVIGATOR LTD
JACKSONS LETTINGS AGENTS LTD
PRINCIPAL CHOICE LIMITED
PRINCIPAL MARKETING AND INSURANCE SERVICES LIMITED
PRINCIPAL PROPERTY SERVICES LIMITED
PRINVESTUK LIMITED
Simon Ryeland
A N LOANS LIMITED
ASPECT GLOBAL LIMITED
BACKPACK INNOVATIONS LTD
FIRST PERSONAL INSURANCE SERVICES LIMITED
HEALTH CARE NAVIGATOR LTD
PRINCIPAL CHOICE LIMITED
PRINCIPAL MARKETING AND INSURANCE SERVICES LIMITED
PRINCIPAL PROPERTY SERVICES LIMITED
PRINVESTUK LIMITED
SINCLAIR INVESTMENTS LIMITED
SYMACTRY LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 3,045,003 3,045,003 3,045,003
Current Assets 102,132 102,132 102,841
Creditors Due Within One Year 43,169 43,169 61,159
Working Cap 58,963 58,963 41,682
Total Assets Less Current Liabilities 3,103,966 3,103,966 3,086,685
Long-term Liabilities 78,135 78,135 78,135
Net Assets 3,025,831 3,025,831 3,008,550
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 3,025,831 3,025,831 3,008,550
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 96.8% 96.8% 96.7%
Stocks Inventory - - -
Debtors 1.0% 1.0% 0.9%
Cash Bank In Hand 2.3% 2.3% 2.4%
Current Assets 3.2% 3.2% 3.3%
Creditors Due Within One Year 1.4% 1.4% 1.9%
Net Current Assets Liabilities 1.9% 1.9% 1.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 96.1% 96.1% 95.6%
Capital Employed - - -
Total Assets Less Current Liabilities 98.6% 98.6% 98.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.4 2.4 1.7
Solvency Ratio 25.9 25.9 22.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 8
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 3,147,135 3,147,135 3,147,844
Debt 121,304 121,304 139,294
Net Assets/Debt 3,025,831 3,025,831 3,008,550

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around GU5 9DD
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LYTCHETT HOUSE 13 FREELAND PARK, WAREHAM ROAD, POOLE, DORSET, GU5 9DD
GRASMOOR LIMITED
Heather Lea Heath Lane, Albury Heath, Guildford, Surrey, GU5 9DD
Document Filings
Termination of appointment of Derick Roger Ivimy as a secretary on 1 April 2026
Confirmation statement made on 9 December 2025 with updates
Confirmation statement made on 16 October 2025 with no updates
Confirmation statement made on 16 October 2024 with no updates
Confirmation statement made on 16 October 2023 with no updates
Confirmation statement made on 16 October 2022 with no updates
Confirmation statement made on 16 October 2021 with no updates
Confirmation statement made on 16 October 2020 with no updates
Registered office address changed from Acorn House 5 Chertsey Road Woking GU21 5AB England to Broom Lea Cottage Heath Lane Albury Guildford GU5 9DD on 17 September 2020
Confirmation statement made on 16 October 2019 with no updates
Confirmation statement made on 16 October 2018 with no updates
Satisfaction of charge 6 in full
Confirmation statement made on 16 October 2017 with no updates
Registered office address changed from Unit 3, 1st Floor Cleary Court 169 Church Street East Woking Surrey GU21 6HJ to Acorn House 5 Chertsey Road Woking GU21 5AB on 19 January 2017
Confirmation statement made on 16 October 2016 with updates
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