Company Overview
Dl Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 15 December 1994, so this is a well established company. Dl Insurance Services Limited has been in business for 31 years and 3 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Churchill Court, Westmoreland Road, Bromley, Kent, BR1 1DP
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Companies House Data
Company NameDL INSURANCE SERVICES LIMITED
Company Number03001989
Registered Office AddressChurchill Court
 Westmoreland Road
 BR1 1DP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/12/1994
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date27/06/2017
Returns Last Made Up Date30/05/2016
Previous Company NameChanged Date
RBS INSURANCE SERVICES LIMITED10 Sep 2012
Directors & Members
Show Resigned
Jane Adamson - Director
(British, 47 years old, born August 1979)
Appointed 30 January 2026
 Active
Howard Grand - Director
(British, 57 years old, born December 1969)
Appointed 02 July 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Jane Adamson
ALLIANCE ASSURANCE COMPANY LIMITED
AVIVA INVESTORS UK FUND SERVICES LIMITED
CHURCHILL INSURANCE COMPANY LIMITED
DIRECT LINE INSURANCE GROUP PLC
LONDON ASSURANCE (THE)
RSA OVERSEAS HOLDINGS (NO. 1) UNLIMITED COMPANY
RSA OVERSEAS HOLDINGS (NO. 2) UNLIMITED COMPANY
SUN ALLIANCE AND LONDON INSURANCE LIMITED
SUN INSURANCE OFFICE LIMITED
U K INSURANCE LIMITED
Howard Grand
DLG LEGAL SERVICES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 514,200,000 514,200,000 499,000,000
Current Assets 221,300,000 221,300,000 375,400,000
Creditors Due Within One Year 365,100,000 365,100,000 755,900,000
Working Cap -143,800,000 -143,800,000 -380,500,000
Total Assets Less Current Liabilities 370,400,000 370,400,000 118,500,000
Long-term Liabilities 0 0 0
Net Assets 370,400,000 370,400,000 118,500,000
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 370,400,000 370,400,000 118,500,000
Other Reserves 0 0 0
Shareholders Funds 370,400,000 370,400,000 118,500,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 69.9% 69.9% 57.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 0.4% 0.4% 2.0%
Current Assets 30.1% 30.1% 42.9%
Creditors Due Within One Year 49.6% 49.6% 86.4%
Net Current Assets Liabilities -19.6% -19.6% -43.5%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 50.4% 50.4% 13.6%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 50.4% 50.4% 13.6%
Shareholder Funds 50.4% 50.4% 13.6%
Capital Employed - - -
Total Assets Less Current Liabilities 50.4% 50.4% 13.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 0.6 0.6 0.5
Solvency Ratio 2.0 2.0 1.2
Reserves to Assets 0.5 0.5 0.1
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 735,500,000 735,500,000 874,400,000
Debt 365,100,000 365,100,000 755,900,000
Net Assets/Debt 370,400,000 370,400,000 118,500,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BR1 1DP
THE NATIONAL INSURANCE AND GUARANTEE CORPORATION LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
DIRECT LINE INSURANCE LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
DLG PENSION TRUSTEE LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
INTERGROUP ASSISTANCE SERVICES LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
NATIONAL BREAKDOWN RECOVERY CLUB LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
UKI LIFE ASSURANCE SERVICES LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
INTER GROUP INSURANCE SERVICES LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
DIRECT LINE GROUP LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
UK ASSISTANCE ACCIDENT REPAIR CENTRES LIMITED
CHURCHILL COURT, WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
GREEN FLAG HOLDINGS LIMITED
CHURCHILL COURT WESTMORELAND ROAD, BROMLEY, KENT, BR1 1DP
Document Filings
Termination of appointment of Stephen Forder Pond as a director on 9 March 2026
Resolutions
Memorandum and Articles of Association
Memorandum and Articles of Association
Appointment of Ms Jane Elizabeth Adamson as a director on 30 January 2026
Appointment of Mrs Georgina Jane Potter as a director on 22 January 2026
Director's details changed for Mr Howard Grand on 6 November 2025
Termination of appointment of Jane Veronica Storm as a director on 14 October 2025
Appointment of Mr Robert William Lee as a director on 19 September 2025
Termination of appointment of Martin Paul Milliner as a director on 27 August 2025
Appointment of Aviva Company Secretarial Services Limited as a secretary on 20 August 2025
Termination of appointment of Roger Cheston Clifton as a secretary on 22 July 2025
Appointment of Mr Howard Grand as a director on 2 July 2025
Appointment of Mr Owen Charles Morris as a director on 2 July 2025
Appointment of Mr Stephen Forder Pond as a director on 1 July 2025
Termination of appointment of Jane Carmel Poole as a director on 1 July 2025
Termination of appointment of Hugh William Hessing as a director on 1 July 2025
Termination of appointment of Angela Michelle Yotov as a director on 1 July 2025
Confirmation statement made on 30 May 2025 with no updates
Appointment of Mrs Angela Michelle Yotov as a director on 4 April 2025
Appointment of Mrs Jane Veronica Storm as a director on 17 March 2025
Termination of appointment of Humphrey Michael Tomlinson as a director on 16 March 2025
Termination of appointment of Victoria Jane Wallis as a director on 10 March 2025
Appointment of Mrs Jane Carmel Poole as a director on 4 November 2024
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