Company Overview
Hsb Engineering Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 16 January 1995, so this is a well established company. Hsb Engineering Insurance Services Limited has been in business for 31 years and 2 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Chancery Place, 50 Brown Street, Manchester, M2 2JT
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Companies House Data
Company NameHSB ENGINEERING INSURANCE SERVICES LIMITED
Company Number03010292
Registered Office AddressChancery Place
 50 Brown Street
 M2 2JT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/01/1995
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date13/02/2017
Returns Last Made Up Date16/01/2016
Previous Company NameChanged Date
HSB HAUGHTON ENGINEERING INSURANCE SERVICES LIMITED22 Sep 2011
Directors & Members
Show Resigned
Gareth Bendelow - Director
(British, 56 years old, born November 1970)
Appointed 30 April 2013
 Active
Mark Burrows - Director
(British, 55 years old, born February 1971)
Appointed 18 July 2025
 Active
Anthony Gibbs - Director
(British, 62 years old, born February 1964)
Appointed 18 July 2025
 Active
Anya O'reilly - Director
(British, 52 years old, born August 1974)
Appointed 02 February 2015
 Active
Derek Redmond - Director
(British, 47 years old, born March 1979)
Appointed 31 October 2023
 Active
Niraj Shah - Director
(British, 52 years old, born July 1974)
Appointed 18 July 2025
 Active
Christine Stephenson - Director
(British, 43 years old, born April 1983)
Appointed 17 June 2024
 Active
Secretaries
Show Resigned
Benjamin Hedley - Secretary
Appointed 20 December 2023
 Active
Other Company Directorships
Gareth Bendelow
No companies found
Mark Burrows
No companies found
Anthony Gibbs
HALTON CITIZENS ADVICE BUREAU
Anya O'reilly
No companies found
Derek Redmond
No companies found
Niraj Shah
AGORA LEARNING PARTNERSHIP
Christine Stephenson
MD AFFINITY SCHEMES LTD
MD INSURANCE SERVICES LIMITED
MD WARRANTY INSPECTION SERVICES LIMITED
MDIS (INTERNATIONAL) LIMITED
THE PREMIER GUARANTEE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Balance Sheet
Fixed Assets 425,000 425,000 655,000
Current Assets 20,796,000 20,796,000 19,386,000
Creditors Due Within One Year 13,676,000 13,676,000 14,431,000
Working Cap 7,120,000 7,120,000 4,955,000
Total Assets Less Current Liabilities 7,545,000 7,545,000 5,610,000
Long-term Liabilities 0 0 0
Net Assets 7,545,000 7,545,000 5,610,000
Share Capital & Reserves
Share Cap 912,000 912,000 912,000
Profit & Loss Reserves 3,341,000 3,341,000 1,406,000
Other Reserves 3,292,000 3,292,000 3,292,000
Shareholders Funds 7,545,000 7,545,000 5,610,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Tangible Fixed Assets - - -
Fixed Assets 2.0% 2.0% 3.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 71.4% 71.4% 74.2%
Cash Bank In Hand 1.3% 1.3% 1.4%
Current Assets 98.0% 98.0% 96.7%
Creditors Due Within One Year 64.4% 64.4% 72.0%
Net Current Assets Liabilities 33.6% 33.6% 24.7%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 35.6% 35.6% 28.0%
Called Up Share Capital 4.3% 4.3% 4.6%
Share Capital Allotted Called Up Paid 4.3% 4.3% 4.6%
Profit Loss Account Reserve 15.7% 15.7% 7.0%
Shareholder Funds 35.6% 35.6% 28.0%
Capital Employed - - -
Total Assets Less Current Liabilities 35.6% 35.6% 28.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Liquidity Ratio 1.5 1.5 1.3
Solvency Ratio 1.6 1.6 1.4
Reserves to Assets 0.2 0.2 0.1
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2013 31-Dec-2012
Assets 21,221,000 21,221,000 20,041,000
Debt 13,676,000 13,676,000 14,431,000
Net Assets/Debt 7,545,000 7,545,000 5,610,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Terence Roger Dyson as a director on 6 February 2026
Appointment of Mr Anthony Peter Gibbs as a director on 18 July 2025
Appointment of Mr Niraj Amratlal Devraj Shah as a director on 18 July 2025
Appointment of Mr Mark Edward Burrows as a director on 18 July 2025
Termination of appointment of Stephen David Worrall as a director on 10 June 2025
Confirmation statement made on 7 May 2025 with no updates
Appointment of Mrs Christine Stephenson as a director on 17 June 2024
Confirmation statement made on 9 May 2024 with no updates
Director's details changed for Mr Stephen David Worrall on 22 December 2023
Director's details changed for Mr Derek Anthony Redmond on 22 December 2023
Director's details changed for Mr Terence Roger Dyson on 22 December 2023
Director's details changed for Mrs Anya O'reilly on 22 December 2023
Director's details changed for Mr Gareth Thomas Bendelow on 22 December 2023
Appointment of Mr Benjamin James Eastwood Hedley as a secretary on 20 December 2023
Termination of appointment of Dominic How as a secretary on 20 December 2023
Confirmation statement made on 18 December 2023 with no updates
Director's details changed for Mr Derek Anthony Redmond on 31 October 2023
Appointment of Mr Derek Anthony Redmond as a director on 31 October 2023
Termination of appointment of Paula Homan as a director on 31 May 2023
Resolutions
Memorandum and Articles of Association
Director's details changed for Mr Terence Roger Dyson on 1 July 2022
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