Company Overview
Md Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 01 October 1998, so this is a well established company. Md Insurance Services Limited has been in business for 27 years and 6 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameMD INSURANCE SERVICES LIMITED
Company Number03642459
Registered Office Address2 Shore Lines Building
 Shore Road
 CH41 1AU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/10/1998
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date24/09/2016
Returns Last Made Up Date27/08/2015
Directors & Members
Show Resigned
Andrew Burke - Director
(British, 57 years old, born May 1969)
Appointed 04 November 2025
 Active
Anya O’Reilly - Director
(British, 52 years old, born August 1974)
Appointed 01 April 2022
 Active
Christine Stephenson - Director
(British, 43 years old, born April 1983)
Appointed 24 May 2024
 Active
David Swigciski - Director
(British, 54 years old, born May 1972)
Appointed 24 July 2024
 Active
Secretaries
Show Resigned
Daniel Vaughan - Secretary
Appointed 01 December 2023
 Active
Other Company Directorships
Andrew Burke
No companies found
Anya O’Reilly
MDIS (INTERNATIONAL) LIMITED
PREMIER GUARANTEE SURVEYORS LIMITED
Christine Stephenson
HSB ENGINEERING INSURANCE SERVICES LIMITED
MD AFFINITY SCHEMES LTD
MD WARRANTY INSPECTION SERVICES LIMITED
MDIS (INTERNATIONAL) LIMITED
THE PREMIER GUARANTEE LIMITED
David Swigciski
ARAG LEGAL EXPENSES INSURANCE COMPANY LIMITED
ARAG SERVICES LIMITED
ARAG UK HOLDINGS LIMITED
EVERYTHING LEGAL LIMITED
MD AFFINITY SCHEMES LTD
MD REMEDIAL CONTRACTORS LIMITED
MD TECHNICAL SURVEYORS LIMITED
MD WARRANTY INSPECTION SERVICES LIMITED
MDIS (INTERNATIONAL) LIMITED
POLARIS U.K. LIMITED
THE PREMIER GUARANTEE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Balance Sheet
Fixed Assets 6,617,790 6,617,790 7,995,336
Current Assets 123,701,623 123,701,623 118,373,174
Creditors Due Within One Year 70,487,033 70,487,033 62,794,736
Working Cap 53,214,590 53,214,590 55,578,438
Total Assets Less Current Liabilities 59,832,380 59,832,380 63,573,774
Long-term Liabilities 59,832,360 59,832,360 63,573,754
Net Assets 20 20 20
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 20 20 20
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Tangible Fixed Assets - - -
Fixed Assets 5.1% 5.1% 6.3%
Stocks Inventory - - -
Debtors 27.2% 27.2% 31.4%
Cash Bank In Hand 67.8% 67.8% 62.2%
Current Assets 94.9% 94.9% 93.7%
Creditors Due Within One Year 54.1% 54.1% 49.7%
Net Current Assets Liabilities 40.8% 40.8% 44.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 45.9% 45.9% 50.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Liquidity Ratio 1.8 1.8 1.9
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 4
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2021 31-Dec-2020
Assets 130,319,413 130,319,413 126,368,510
Debt 130,319,393 130,319,393 126,368,490
Net Assets/Debt 20 20 20

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CH41 1AU
MICRO-EPSILON UK LIMITED
C/O DSG CHARTERED ACCOUNTANTS CASTLE CHAMBERS, 43 CASTLE STREET, LIVERPOOL, MERSEYSIDE, CH41 1AU
MD AFFINITY SCHEMES LTD
2 SHORE LINES BUILDING, SHORE ROAD, BIRKENHEAD, MERSEYSIDE, CH41 1AU
MD WARRANTY SUPPORT SERVICES LIMITED
2 SHORE LINES BUILDING, SHORE ROAD BIRKENHEAD, WIRRAL, CH41 1AU
MD PROFESSIONAL & SUPPORT SERVICES LIMITED
2 Shore Lines Building, Shore Road, Birkenhead, Merseyside, CH41 1AU
THE PREMIER GUARANTEE LIMITED
2 SHORE LINES BUILDING, SHORE ROAD, BIRKENHEAD, MERSEYSIDE, CH41 1AU
LABC NEW HOMES WARRANTY SURVEYORS LIMITED
2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU
PREMIER GUARANTEE SURVEYORS LIMITED
2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU
MD INSPECTION SERVICES LIMITED
2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU
MDIS (INTERNATIONAL) LIMITED
2 SHORE LINES BUILDING, SHORE ROAD, BIRKENHEAD, MERSEYSIDE, CH41 1AU
MD WARRANTY INSPECTION SERVICES LIMITED
2 SHORE LINES BUILDING, SHORE ROAD BIRKENHEAD, WIRRAL, CH41 1AU
Document Filings
Appointment of Mr Andrew John Burke as a director on 4 November 2025
Termination of appointment of Stephen David Worrall as a director on 10 June 2025
Confirmation statement made on 9 May 2025 with updates
Registration of charge 036424590004, created on 28 August 2024
Appointment of Mr David Philip Swigciski as a director on 24 July 2024
Appointment of Mrs Christine Stephenson as a director on 24 May 2024
Confirmation statement made on 9 May 2024 with updates
Auditor's resignation
Appointment of Mr Daniel Paul Vaughan as a secretary on 1 December 2023
Termination of appointment of Jacqueline Ann Goodman as a director on 1 December 2023
Termination of appointment of Jacqueline Ann Goodman as a secretary on 1 December 2023
Confirmation statement made on 23 August 2023 with no updates
Change of details for Hsb Engineering Insurance Limited as a person with significant control on 4 May 2023
Confirmation statement made on 16 August 2022 with updates
Resolutions
Memorandum and Articles of Association
Notification of Hsb Engineering Insurance Limited as a person with significant control on 1 April 2022
Cessation of Gary James Devaney as a person with significant control on 1 April 2022
Cessation of Bernadette Mary Devaney as a person with significant control on 1 April 2022
Appointment of Anya Marjorie O’Reilly as a director on 1 April 2022
Appointment of Stephen David Worrall as a director on 1 April 2022
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free