Company Overview
Blackfriars Insurance Brokers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 21 December 1995, so this is a well established company. Blackfriars Insurance Brokers Limited has been in business for 30 years and 3 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameBLACKFRIARS INSURANCE BROKERS LIMITED
Company Number03140137
Registered Office AddressElmwood House Ghyll Royd
 Guiseley
 LS20 9LT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/12/1995
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date06/01/2017
Returns Last Made Up Date09/12/2015
Directors & Members
Show Resigned
Stephen Ashmore - Director
(British, 43 years old, born April 1983)
Appointed 04 July 2024
Active
Kathren Wright - Director
(British, 54 years old, born February 1972)
Appointed 02 October 2023
Active
Secretaries
Show Resigned
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 48,869 48,869 30,720
Current Assets 1,527,834 1,527,834 1,268,976
Creditors Due Within One Year 558,245 558,245 561,929
Working Cap 969,589 969,589 707,047
Total Assets Less Current Liabilities 1,018,458 1,018,458 737,767
Long-term Liabilities 4,458 4,458 1,618
Net Assets 1,014,000 1,014,000 736,149
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,014,000 1,014,000 736,149
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 3.1% 3.1% 2.4%
Stocks Inventory - - -
Debtors 11.9% 11.9% 15.4%
Cash Bank In Hand 85.0% 85.0% 82.2%
Current Assets 96.9% 96.9% 97.6%
Creditors Due Within One Year 35.4% 35.4% 43.2%
Net Current Assets Liabilities 61.5% 61.5% 54.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 64.3% 64.3% 56.6%
Capital Employed - - -
Total Assets Less Current Liabilities 64.6% 64.6% 56.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2022 31-Dec-2021
Liquidity Ratio 2.7 2.7 2.3
Solvency Ratio 2.8 2.8 2.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Dec-2022 31-Dec-2021
Assets 1,576,703 1,576,703 1,299,696
Debt 562,703 562,703 563,547
Net Assets/Debt 1,014,000 1,014,000 736,149

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LS20 9LT
J.M. GLENDINNING GROUP LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
CYANX LTD
UNIT 1 SOUTH VIEW BUSINESS PARK, GHYLL ROYD GUISELEY, LEEDS, LS20 9LT
JMG INSURANCE BROKERS LIMITED
Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) SOUTH YORKSHIRE LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) NORTH YORKSHIRE LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
A.S.GREEN & CO (FINANCIAL ADVISERS) LIMITED
1a Tower Square, Leeds, West Yorkshire, LS20 9LT
WHPG LIMITED
1a Tower Square, Leeds, West Yorkshire, LS20 9LT
JMG EMPLOYEE BENEFITS LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, WEST YORKSHIRE, LS20 9LT
W.MACHELL JOINERY LIMITED
LOW MILLS, GUISELEY, LEEDS, WEST YORKSHIRE, LS20 9LT
Document Filings
Consolidated accounts of parent company for subsidiary company period ending 31/03/25
Audit exemption statement of guarantee by parent company for period ending 31/03/25
Notice of agreement to exemption from audit of accounts for period ending 31/03/25
Confirmation statement made on 9 December 2025 with no updates
Satisfaction of charge 031401370001 in full
Consolidated accounts of parent company for subsidiary company period ending 31/03/24
Audit exemption statement of guarantee by parent company for period ending 31/03/24
Notice of agreement to exemption from audit of accounts for period ending 31/03/24
Confirmation statement made on 9 December 2024 with no updates
Appointment of Mr Stephen Ben Ashmore as a director on 4 July 2024
Termination of appointment of Steven Lewis as a director on 10 May 2024
Memorandum and Articles of Association
Resolutions
Registration of charge 031401370001, created on 5 June 2024
Current accounting period extended from 31 December 2023 to 31 March 2024
Confirmation statement made on 9 December 2023 with updates
Director's details changed for Mr Steven Lewis on 9 December 2023
Termination of appointment of Karen Lynda Gordon as a secretary on 30 September 2023
Appointment of Mrs Kathren Wright as a director on 2 October 2023
Termination of appointment of Karen Lynda Gordon as a director on 30 September 2023
Registered office address changed from 6 Congleton Road Sandbach Cheshire CW11 1HN United Kingdom to Elmwood House Ghyll Royd Guiseley Leeds LS20 9LT on 5 July 2023
Notification of J.M. Glendinning Group Limited as a person with significant control on 23 June 2023
Cessation of David John Burton as a person with significant control on 23 June 2023

In using this service you agree to the Terms and Conditions

© 2026 Check Free