Company Overview
Clear Financial Management Limited is a Dissolved Private Limited Company.
Registered Address

1 Great Tower Street, London, EC3R 5AA
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Companies House Data
Company NameCLEAR FINANCIAL MANAGEMENT LIMITED
Company Number03571406
Registered Office Address1 Great Tower Street
 EC3R 5AA
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date28/05/1998
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2023
Accounts Last Made Up Date31/10/2021
Accounts Account CategorySMALL
Returns Next Due Date25/06/2017
Returns Last Made Up Date28/05/2016
Directors & Members
Show Resigned
Howard Lickens - Director
(British, 70 years old, born May 1956)
Appointed 30 November 2001
 Active
Timothy Money - Director
(British, 59 years old, born January 1967)
Appointed 02 March 2021
 Active
Secretaries
Show Resigned
Jitendra Patel - Secretary
Appointed 11 March 2022
 Active
Other Company Directorships
Howard Lickens
ANDERSON WHITE INSURANCE BROKERS LIMITED
BAKER STREET CONSULTANCY LIMITED
BHIB LIMITED
BROKERBILITY HOLDINGS LIMITED
BROKERBILITY INFORMATION GATEWAY LIMITED
BROKERBILITY LIMITED
BROKERTECH LTD
CHARING CROSS BIDCO LIMITED
CHARING CROSS MIDCO LIMITED
CHARING CROSS NOMINEES LIMITED
CHARING CROSS TOPCO LIMITED
CHURCHILL INSURANCE CONSULTANTS LIMITED
CLEAR FINANCIAL ISSUES LIMITED
CLEAR GROUP (HOLDINGS) LIMITED
CLEAR RISK MANAGEMENT LIMITED
HEARTLAND (MIDLANDS) LIMITED
HEARTLAND EVENTS LIMITED
HEARTLAND GROUP LIMITED
HEARTLAND RISK MANAGEMENT LIMITED
HIA INTERNATIONAL LTD
HIGHWAY INSURANCE SERVICES LIMITED
JOHN ANSELL & PARTNERS LIMITED
KEMPSTER LOBO (INSURANCE BROKERS) LIMITED
KONSILEO LTD
LIGHT INDEMNITY SOLUTIONS LIMITED
LUKER ROWE & COMPANY LIMITED
LUKER ROWE 2019 LTD
LUKER ROWE HOLDINGS LTD
LYNAS, VOKES (FINANCIAL SERVICES) LIMITED
MARKETLINE BROKERS LTD
MCHALE HEANEY (CITY) LIMITED
MPW INSURANCE BROKERS LIMITED
RICHMOND GREEN INVESTMENTS
ROBERT ALEXANDER LIMITED
Timothy Money
A ONE ACQUISITIONS LTD
A ONE HOLDINGS LIMITED
A ONE INSURANCE SERVICES (BMTH) LIMITED
A.B.A. INSURANCE SERVICES LIMITED
A.B.A. SERVICES HOLDINGS LIMITED
ACCELERATE UNDERWRITING LIMITED
BLUESTONE INSURANCE SERVICES LIMITED
BRADSHAW BENNETT (LANCASHIRE) LIMITED
BUS AND COACH LIMITED
C.R. TOOGOOD & CO. LIMITED
CAIRN CORPORATE LTD.
CLEAR LONDON MARKETS LIMITED
COVERMARQUE LIMITED
GTS LIQUIDATIONS LIMITED
HEATH CRAWFORD & FOSTER (HOLDINGS) LIMITED
HEATH CRAWFORD & FOSTER LIMITED
IFM INSURANCE BROKERS LTD
LAWSURE DIRECT LTD
LILLEY PLUMMER HOLDINGS LIMITED
LILLEY PLUMMER RISKS LTD
MAYOR BROKING LIMITED
MERENDA & COMPANY LIMITED
MINORITY VENTURE PARTNERS 10 LIMITED
MINORITY VENTURE PARTNERS 4 LIMITED
MOORE ROBINSON LIMITED
MPW INSURANCE BROKERS LIMITED
ONE COMMERCIAL SPECIALTY LIMITED
PENTLAND 1709 LIMITED
PETER HOARE & COMPANY (INSURANCE BROKERS) LIMITED
PORTICUS INSURANCE CONSULTANTS LIMITED
R.T.WATERS LIMITED
RICHMOND NEWCO LIMITED
SHAPE UNDERWRITING LIMITED
VISION HOUSE HOLDINGS LTD
VISION INSURANCE SERVICES LTD
Balance Sheet Unlock full report
Accounts Date 31-Oct-2021 31-Oct-2014 31-Oct-2013
Balance Sheet
Fixed Assets 0 0 0
Current Assets 0 0 0
Creditors Due Within One Year 0 0 0
Working Cap 0 0 0
Total Assets Less Current Liabilities 0 0 0
Long-term Liabilities 0 0 0
Net Assets 0 0 0
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 0 0 0
Other Reserves 0 0 0
Shareholders Funds 0 0 0
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2021 31-Oct-2014 31-Oct-2013
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2021 31-Oct-2014 31-Oct-2013
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2021 31-Oct-2014 31-Oct-2013
Assets 0 0 0
Debt 0 0 0
Net Assets/Debt 0 0 0
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3R 5AA
AMTRUST AT LLOYD'S LIMITED
Exchequer Court, 33 St Mary Axe, London, EC3R 5AA
AMTRUST SYNDICATE HOLDINGS LIMITED
Exchequer Court, 33 St Mary Axe, London, EC3R 5AA
THE UNDERWRITING EXCHANGE LIMITED
7TH FLOOR, THE ST BOTOLPH BUILDING, 138 HOUNDSDITCH, LONDON, EC3R 5AA
WATTS GROUP HOLDINGS LIMITED
1st Floor 42 Trinity Square, London, EC3R 5AA
AMTRUST UNDERWRITING LIMITED
Exchequer Court, 33 St Mary Axe, London, EC3R 5AA
AMTRUST CORPORATE MEMBER TWO LIMITED
EXCHEQUER COURT, 33 ST MARY AXE, LONDON, EC3R 5AA
MARKETLINE BROKERS LTD
1 GREAT TOWER STREET, LONDON, EC3R 5AA
WATTS INTERNATIONAL HOLDINGS LIMITED
1 Great Tower Street, London, EC3R 5AA
AMTRUST SYNDICATE SERVICES LIMITED
Exchequer Court, 33 St Mary Axe, London, EC3R 5AA
FLECTAT 2 LTD
FLOOR 29, 22 BISHOPSGATE, LONDON, EC3R 5AA
Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 28 May 2023 with no updates
Termination of appointment of Gary O'donnell as a director on 31 October 2022
Confirmation statement made on 28 May 2022 with no updates
Appointment of Mr Jitendra Patel as a secretary on 11 March 2022
Confirmation statement made on 28 May 2021 with no updates
Termination of appointment of Christopher Ernest Moir as a secretary on 2 March 2021
Appointment of Mr Timothy Money as a director on 2 March 2021
Confirmation statement made on 28 May 2020 with no updates
Termination of appointment of John Harradine as a director on 24 April 2020
Director's details changed for Mr Howard Pierre Lickens on 24 October 2019
Director's details changed for Mr Howard Pierre Lickens on 10 September 2019
Secretary's details changed for Mr Christopher Ernest Moir on 23 September 2019
Director's details changed for Mr Gary O'donnell on 23 September 2019
Director's details changed for Mr Gary O'donnell on 18 September 2019
Director's details changed for Mr Howard Pierre Lickens on 18 September 2019
Director's details changed for Mr Howard Pierre Lickens on 18 September 2019
Secretary's details changed for Mr Christopher Ernest Moir on 18 September 2019
Appointment of Mr John Harradine as a director on 29 May 2019
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