Company Overview
One Commercial Specialty Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 21 December 2011, so this is a well established company. One Commercial Specialty Limited has been in business for 14 years and 3 months. The accounts status is small and the accounts are next due on Tuesday 30 December 2025.
Registered Address

1 Great Tower Street, London, EC3R 5AA
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Companies House Data
Company NameONE COMMERCIAL SPECIALTY LIMITED
Company Number07889205
Registered Office Address1 Great Tower Street
 EC3R 5AA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/12/2011
Accounting Reference Date Day30
Accounting Reference Date Month3
Accounts Next Due Date30/12/2025
Accounts Last Made Up Date30/03/2024
Accounts Account CategorySMALL
Returns Next Due Date28/01/2017
Returns Last Made Up Date31/12/2015
Previous Company NameChanged Date
PRECISION UNDERWRITING (UK) LIMITED01 May 2019
PPH (UK) LIMITED18 Jan 2012
Directors & Members
Show Resigned
Michael Edgeley - Director
(British, 60 years old, born October 1966)
Appointed 30 June 2023
 Active
Timothy Money - Director
(British, 59 years old, born January 1967)
Appointed 30 June 2023
 Active
Philip Williams - Director
(British, 43 years old, born May 1983)
Appointed 30 June 2023
 Active
Secretaries
Show Resigned
Jitendra Patel - Secretary
Appointed 30 June 2023
 Active
Other Company Directorships
Michael Edgeley
A ONE ACQUISITIONS LTD
A ONE HOLDINGS LIMITED
A ONE INSURANCE SERVICES (BMTH) LIMITED
A.B.A. INSURANCE SERVICES LIMITED
A.B.A. SERVICES HOLDINGS LIMITED
ACCELERATE UNDERWRITING LIMITED
BAKER STREET CONSULTANCY LIMITED
BLUESTONE INSURANCE SERVICES LIMITED
BRADSHAW BENNETT (LANCASHIRE) LIMITED
BUS AND COACH LIMITED
C.R. TOOGOOD & CO. LIMITED
CAIRN CORPORATE LTD.
CLEAR LONDON MARKETS LIMITED
COVERMARQUE LIMITED
HEATH CRAWFORD & FOSTER (HOLDINGS) LIMITED
HEATH CRAWFORD & FOSTER LIMITED
LAWSURE DIRECT LTD
LILLEY PLUMMER HOLDINGS LIMITED
LILLEY PLUMMER RISKS LTD
LUKER ROWE 2019 LTD
LUKER ROWE HOLDINGS LTD
MARKETLINE BROKERS LTD
MERENDA & COMPANY LIMITED
MINORITY VENTURE PARTNERS 10 LIMITED
MINORITY VENTURE PARTNERS 4 LIMITED
MOORE ROBINSON LIMITED
PENTLAND 1709 LIMITED
PETER HOARE & COMPANY (INSURANCE BROKERS) LIMITED
PORTICUS INSURANCE CONSULTANTS LIMITED
R.T.WATERS LIMITED
RICHMOND NEWCO LIMITED
SHAPE UNDERWRITING LIMITED
VISION HOUSE HOLDINGS LTD
VISION INSURANCE SERVICES LTD
Timothy Money
A ONE ACQUISITIONS LTD
A ONE HOLDINGS LIMITED
A ONE INSURANCE SERVICES (BMTH) LIMITED
A.B.A. INSURANCE SERVICES LIMITED
A.B.A. SERVICES HOLDINGS LIMITED
ACCELERATE UNDERWRITING LIMITED
BLUESTONE INSURANCE SERVICES LIMITED
BRADSHAW BENNETT (LANCASHIRE) LIMITED
BUS AND COACH LIMITED
C.R. TOOGOOD & CO. LIMITED
CAIRN CORPORATE LTD.
CLEAR LONDON MARKETS LIMITED
COVERMARQUE LIMITED
GTS LIQUIDATIONS LIMITED
HEATH CRAWFORD & FOSTER (HOLDINGS) LIMITED
HEATH CRAWFORD & FOSTER LIMITED
IFM INSURANCE BROKERS LTD
LAWSURE DIRECT LTD
LILLEY PLUMMER HOLDINGS LIMITED
LILLEY PLUMMER RISKS LTD
MAYOR BROKING LIMITED
MERENDA & COMPANY LIMITED
MINORITY VENTURE PARTNERS 10 LIMITED
MINORITY VENTURE PARTNERS 4 LIMITED
MOORE ROBINSON LIMITED
MPW INSURANCE BROKERS LIMITED
PENTLAND 1709 LIMITED
PETER HOARE & COMPANY (INSURANCE BROKERS) LIMITED
PORTICUS INSURANCE CONSULTANTS LIMITED
R.T.WATERS LIMITED
RICHMOND NEWCO LIMITED
SHAPE UNDERWRITING LIMITED
VISION HOUSE HOLDINGS LTD
VISION INSURANCE SERVICES LTD
Philip Williams
A ONE ACQUISITIONS LTD
A ONE HOLDINGS LIMITED
A ONE INSURANCE SERVICES (BMTH) LIMITED
A.B.A. INSURANCE SERVICES LIMITED
A.B.A. SERVICES HOLDINGS LIMITED
BLUESTONE INSURANCE SERVICES LIMITED
BRADSHAW BENNETT (LANCASHIRE) LIMITED
C.R. TOOGOOD & CO. LIMITED
CAIRN CORPORATE LTD.
CENTRAL BIDCO LTD
CENTRAL HOLDCO LTD
CENTRAL MIDCO LTD
CLEAR GROUP (HOLDINGS) LIMITED
CLEAR LONDON MARKETS LIMITED
COVERMARQUE LIMITED
GTS LIQUIDATIONS LIMITED
HEATH CRAWFORD & FOSTER (HOLDINGS) LIMITED
HEATH CRAWFORD & FOSTER LIMITED
IFM INSURANCE BROKERS LTD
MAYOR BROKING LIMITED
MERENDA & COMPANY LIMITED
MINORITY VENTURE PARTNERS 10 LIMITED
MINORITY VENTURE PARTNERS 4 LIMITED
MOORE ROBINSON LIMITED
PENTLAND 1709 LIMITED
PETER HOARE & COMPANY (INSURANCE BROKERS) LIMITED
PORTICUS INSURANCE CONSULTANTS LIMITED
PROAKTIVE HOLDINGS LIMITED
PROAKTIVE LTD
PROAKTIVE RISK GROUP LIMITED
R.T.WATERS LIMITED
RICHMOND NEWCO LIMITED
VISION HOUSE HOLDINGS LTD
VISION INSURANCE SERVICES LTD
Balance Sheet Unlock full report
Accounts Date 30-Mar-2024 31-Mar-2014 31-Mar-2013
Balance Sheet
Fixed Assets 378,155 378,155 280,345
Current Assets 1,327,512 1,327,512 371,399
Creditors Due Within One Year 942,295 942,295 459,924
Working Cap 385,217 385,217 -88,525
Total Assets Less Current Liabilities 763,372 763,372 191,820
Long-term Liabilities 0 0 0
Net Assets 763,372 763,372 191,820
Share Capital & Reserves
Share Cap 1,000 1,000 1,000
Profit & Loss Reserves -172,305 -172,305 184,893
Other Reserves 934,677 934,677 5,927
Shareholders Funds 763,372 763,372 191,820
Common Size Financial Analysis Unlock full report
Accounts Date 30-Mar-2024 31-Mar-2014 31-Mar-2013
Tangible Fixed Assets - - -
Fixed Assets 22.2% 22.2% 43.0%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 68.6% 68.6% 50.0%
Cash Bank In Hand 9.3% 9.3% 6.0%
Current Assets 77.8% 77.8% 57.0%
Creditors Due Within One Year 55.2% 55.2% 70.6%
Net Current Assets Liabilities 22.6% 22.6% -13.6%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 44.8% 44.8% 29.4%
Called Up Share Capital 0.1% 0.1% 0.2%
Share Capital Allotted Called Up Paid 0.1% 0.1% 0.2%
Profit Loss Account Reserve -10.1% -10.1% 28.4%
Shareholder Funds 44.8% 44.8% 29.4%
Capital Employed - - -
Total Assets Less Current Liabilities 44.8% 44.8% 29.4%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Mar-2024 31-Mar-2014 31-Mar-2013
Liquidity Ratio 1.4 1.4 0.8
Solvency Ratio 1.8 1.8 1.4
Reserves to Assets -0.1 -0.1 0.3
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Mar-2024 31-Mar-2014 31-Mar-2013
Assets 1,705,667 1,705,667 651,744
Debt 942,295 942,295 459,924
Net Assets/Debt 763,372 763,372 191,820

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Voluntary strike-off action has been suspended
Confirmation statement made on 31 December 2025 with updates
First Gazette notice for voluntary strike-off
Resolutions
Application to strike the company off the register
Particulars of variation of rights attached to shares
Change of share class name or designation
Statement of capital on 19 December 2025
Statement by Directors
Solvency Statement dated 18/12/25
Resolutions
Termination of appointment of James Russell as a director on 17 December 2025
Termination of appointment of Daniel Mitchell as a director on 12 December 2025
Confirmation statement made on 31 December 2024 with no updates
Confirmation statement made on 31 December 2023 with updates
Satisfaction of charge 078892050002 in full
Memorandum and Articles of Association
Resolutions
Registered office address changed from Brookfield Court Selby Road Garforth Leeds LS25 1NB England to 1 Great Tower Street London EC3R 5AA on 11 July 2023
Termination of appointment of Penelope Jane Fullerton as a secretary on 30 June 2023
Termination of appointment of Timothy John Smyth as a director on 30 June 2023
Notification of Clear Group (Holdings) Limited as a person with significant control on 30 June 2023
Appointment of James Russell as a director on 30 June 2023
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