Company Overview
Manchester Underwriting Agencies Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 09 June 2009, so this is a well established company. Manchester Underwriting Agencies Limited has been in business for 16 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Walbrook Building, 25 Walbrook, London, EC4N 8AW
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Companies House Data
Company NameMANCHESTER UNDERWRITING AGENCIES LIMITED
Company Number06927958
Registered Office AddressThe Walbrook Building
 25 Walbrook
 EC4N 8AW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/06/2009
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date07/07/2017
Returns Last Made Up Date09/06/2016
Directors & Members
Show Resigned
Tom Downey - Director
(Irish, 59 years old, born November 1967)
Appointed 01 October 2021
 Active
Catriona Thomson - Director
(British, 50 years old, born November 1976)
Appointed 17 July 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Tom Downey
BMM (P&T) LTD
CONTEGO UNDERWRITING LIMITED
FORTIFY MARINE LIMITED
FREEBOARD MARITIME LIMITED
MANAGING GENERAL AGENTS' ASSOCIATION
MANCHESTER UNDERWRITING MANAGEMENT LIMITED
PELICAN UNDERWRITING MANAGEMENT LIMITED
PEN UNDERWRITING LIMITED
RISK MANAGEMENT PARTNERS LTD.
TAY RIVER HOLDINGS LTD
TRAFALGAR MARINE TRADES LIMITED
VESSEL PROTECT LIMITED
Catriona Thomson
BMM (P&T) LTD
FORTIFY MARINE LIMITED
FREEBOARD MARITIME LIMITED
PELICAN UNDERWRITING MANAGEMENT LIMITED
PEN UNDERWRITING LIMITED
RISK MANAGEMENT PARTNERS LTD.
SCOTTISH DANCE TEACHERS' ALLIANCE
TAY RIVER HOLDINGS LTD
TRAFALGAR MARINE TRADES LIMITED
VESSEL PROTECT LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 573,687 573,687 689,178
Current Assets 136,601 136,601 21,733
Creditors Due Within One Year 1,353 1,353 1,020
Working Cap 135,248 135,248 20,713
Total Assets Less Current Liabilities 708,935 708,935 709,891
Long-term Liabilities 0 0 0
Net Assets 708,935 708,935 709,891
Share Capital & Reserves
Share Cap 710,525 710,525 710,525
Profit & Loss Reserves -1,590 -1,590 -634
Other Reserves 0 0 0
Shareholders Funds 708,935 708,935 709,891
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 80.8% 80.8% 96.9%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 0.0% 0.0% 0.0%
Cash Bank In Hand 19.2% 19.2% 3.1%
Current Assets 19.2% 19.2% 3.1%
Creditors Due Within One Year 0.2% 0.2% 0.1%
Net Current Assets Liabilities 19.0% 19.0% 2.9%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 99.8% 99.8% 99.9%
Called Up Share Capital 100.0% 100.0% 99.9%
Share Capital Allotted Called Up Paid 100.0% 100.0% 99.9%
Profit Loss Account Reserve -0.2% -0.2% -0.1%
Shareholder Funds 99.8% 99.8% 99.9%
Capital Employed - - -
Total Assets Less Current Liabilities 99.8% 99.8% 99.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Liquidity Ratio 101.0 101.0 21.3
Solvency Ratio 525.0 525.0 697.0
Reserves to Assets 0.0 0.0 0.0
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2014 31-Dec-2013
Assets 710,288 710,288 710,911
Debt 1,353 1,353 1,020
Net Assets/Debt 708,935 708,935 709,891

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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The Walbrook Building, 25 Walbrook, London, EC4N 8AW
GALLAGHER COMMUNICATION LIMITED
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CONTEGO UNDERWRITING LIMITED
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ARGENTIS FINANCIAL GROUP LIMITED
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Document Filings
Statement of capital on 17 September 2025
Statement by Directors
Solvency Statement dated 04/09/25
Resolutions
Confirmation statement made on 9 June 2025 with no updates
Termination of appointment of Alistair Charles Peel as a secretary on 26 July 2024
Appointment of Mrs Catriona Anne Thomson as a director on 17 July 2024
Termination of appointment of Charles Louis Colin Manchester as a director on 16 July 2024
Confirmation statement made on 9 June 2024 with no updates
Change of details for Gallagher Holdings (Uk) Limited as a person with significant control on 1 October 2021
Confirmation statement made on 9 June 2023 with no updates
Appointment of Mr Alistair Charles Peel as a secretary on 22 July 2022
Confirmation statement made on 9 June 2022 with updates
Notification of Gallagher Holdings (Uk) Limited as a person with significant control on 1 October 2021
Cessation of Charles Louis Colin Manchester as a person with significant control on 1 October 2021
Registered office address changed from First Floor, Link House St. Marys Way Chesham Buckinghamshire HP5 1HR to The Walbrook Building 25 Walbrook London EC4N 8AW on 2 November 2021
Appointment of Tom Downey as a director on 1 October 2021
Resolutions
Memorandum and Articles of Association
Termination of appointment of Richard James Webb as a director on 1 October 2021
Termination of appointment of David Glyn Eynon as a director on 1 October 2021
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