Company Overview
Manchester Underwriting Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 01 July 2009, so this is a well established company. Manchester Underwriting Management Limited has been in business for 16 years and 9 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Walbrook Building, 25 Walbrook, London, EC4N 8AW
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Companies House Data
Company NameMANCHESTER UNDERWRITING MANAGEMENT LIMITED
Company Number06949244
Registered Office AddressThe Walbrook Building
 25 Walbrook
 EC4N 8AW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/07/2009
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date29/07/2016
Returns Last Made Up Date01/07/2015
Directors & Members
Show Resigned
Tom Downey - Director
(Irish, 59 years old, born November 1967)
Appointed 08 October 2021
 Active
Jennifer Strutt - Director
(British, 60 years old, born January 1966)
Appointed 08 October 2021
 Active
Secretaries
Show Resigned
Other Company Directorships
Tom Downey
BMM (P&T) LTD
CONTEGO UNDERWRITING LIMITED
FORTIFY MARINE LIMITED
FREEBOARD MARITIME LIMITED
MANAGING GENERAL AGENTS' ASSOCIATION
MANCHESTER UNDERWRITING AGENCIES LIMITED
PELICAN UNDERWRITING MANAGEMENT LIMITED
PEN UNDERWRITING LIMITED
RISK MANAGEMENT PARTNERS LTD.
TAY RIVER HOLDINGS LTD
TRAFALGAR MARINE TRADES LIMITED
VESSEL PROTECT LIMITED
Jennifer Strutt
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 2,601,881 2,601,881 2,716,038
Current Assets 1,983,876 1,983,876 1,395,664
Creditors Due Within One Year 683,605 683,605 1,120,216
Working Cap 1,300,271 1,300,271 275,448
Total Assets Less Current Liabilities 3,902,152 3,902,152 2,991,486
Long-term Liabilities 1,937,366 1,937,366 1,806,322
Net Assets 1,964,786 1,964,786 1,185,164
Share Capital & Reserves
Share Cap 785,727 785,727 785,727
Profit & Loss Reserves 414,786 414,786 -364,836
Other Reserves 764,273 764,273 764,273
Shareholders Funds 1,964,786 1,964,786 1,185,164
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 56.7% 56.7% 66.1%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 12.8% 12.8% 14.1%
Cash Bank In Hand 25.9% 25.9% 10.6%
Current Assets 43.3% 43.3% 33.9%
Creditors Due Within One Year 14.9% 14.9% 27.2%
Net Current Assets Liabilities 28.4% 28.4% 6.7%
Creditors Due After One Year 42.2% 42.2% 43.9%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 42.8% 42.8% 28.8%
Called Up Share Capital 17.1% 17.1% 19.1%
Share Capital Allotted Called Up Paid 17.1% 17.1% 19.1%
Profit Loss Account Reserve 9.0% 9.0% -8.9%
Shareholder Funds 42.8% 42.8% 28.8%
Capital Employed - - -
Total Assets Less Current Liabilities 85.1% 85.1% 72.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Liquidity Ratio 2.9 2.9 1.2
Solvency Ratio 1.8 1.8 1.4
Reserves to Assets 0.1 0.1 -0.1
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2015 31-Dec-2014
Assets 4,585,757 4,585,757 4,111,702
Debt 2,620,971 2,620,971 2,926,538
Net Assets/Debt 1,964,786 1,964,786 1,185,164

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital on 17 September 2025
Statement by Directors
Solvency Statement dated 04/09/25
Resolutions
Confirmation statement made on 1 July 2025 with no updates
Termination of appointment of Louise Marie Hughes as a director on 24 February 2025
Termination of appointment of Alistair Charles Peel as a secretary on 26 July 2024
Termination of appointment of Charles Louis Colin Manchester as a director on 16 July 2024
Confirmation statement made on 1 July 2024 with no updates
Termination of appointment of Sarah Breslin as a director on 1 July 2023
Confirmation statement made on 1 July 2023 with no updates
Termination of appointment of David Glyn Eynon as a director on 3 January 2023
Termination of appointment of Sachin Dharampal Gupta as a director on 3 January 2023
Termination of appointment of Richard James Webb as a director on 3 January 2023
Director's details changed for Ms Louise Hughes on 14 January 2022
Appointment of Mr Alistair Charles Peel as a secretary on 22 July 2022
Confirmation statement made on 1 July 2022 with no updates
Registered office address changed from First Floor, Link House St. Marys Way Chesham Buckinghamshire HP5 1HR to The Walbrook Building 25 Walbrook London EC4N 8AW on 2 November 2021
Second filing for the appointment of Jennifer Louise Strutt as a director
Second filing for the appointment of Louise Hughes as a director
Second filing for the appointment of Tom Downey as a director
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