Company Overview
J.M. Glendinning Townends (Insurance Brokers) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 13 December 2013, so this is a well established company. J.M. Glendinning Townends (Insurance Brokers) Limited has been in business for 12 years and 3 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT
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Companies House Data
Company NameJ.M. GLENDINNING TOWNENDS (INSURANCE BROKERS) LIMITED
Company Number08814613
Registered Office AddressElmwood House Ghyll Royd
 Guiseley
 LS20 9LT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date13/12/2013
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date10/01/2017
Returns Last Made Up Date13/12/2015
Previous Company NameChanged Date
GWECO 612 LIMITED02 Jan 2014
Directors & Members
Show Resigned
Nicholas Houghton - Director
(British, 54 years old, born December 1972)
Appointed 07 January 2014
 Active
Kathren Wright - Director
(British, 54 years old, born February 1972)
Appointed 01 April 2017
 Active
Secretaries
Show Resigned
Kathren Wright - Secretary
Appointed 01 April 2017
 Active
Other Company Directorships
Nicholas Houghton
AUGUSTA MIDCO LIMITED
AUGUSTA TOPCO LIMITED
BJP HOLDINGS LIMITED
BUTTERWORTH SPENGLER GROUP LIMITED
FERRANTI EFFECT LIMITED
GREENWOOD GROUP HOLDINGS LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) CORPORATE LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) MIDLANDS LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH WEST LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH YORKSHIRE LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) SOUTH YORKSHIRE LIMITED
J.M. GLENDINNING GROUP LIMITED
JMG EMPLOYEE BENEFITS LIMITED
JMG GI10 LIMITED
JMG GI11 LIMITED
JMG GI12 LIMITED
JMG GI2 LIMITED
JMG GI3 LIMITED
JMG GI5 LIMITED
JMG GI6 LIMITED
JMG GI7 LIMITED
JMG GI8 LIMITED
JMG GI9 LIMITED
JMG GROUP INVESTMENTS LIMITED
JMG INSURANCE BROKERS LIMITED
JPNT INVESTMENTS LIMITED
NEW ERA INSURANCE SERVICES LIMITED
NEW ERA RISK LIMITED
PROFESSIONAL INSURANCE TRAINING LIMITED
QUOTALL LTD
TOWNENDS INSURANCE BROKERS LIMITED
TWISTED BARS HOLDINGS LTD
TWISTED BARS LTD
Kathren Wright
ABBOTT ASSOCIATES LIMITED
ACTIVE LIFESTYLE PROTECTION LTD
ANTELL INSURANCE ASSOCIATES LIMITED
BIBL HOLDINGS (2015) LIMITED
BOSTON INSURANCE BROKERS LIMITED
BSIB LTD
BUTTERWORTH SPENGLER HOLDINGS LIMITED
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED
CONFIDENTIAL SOLUTIONS GROUP LTD
CONFIDENTIAL SOLUTIONS LIMITED
CYCLESURE HOLDINGS LTD
DIVERGENT GROUP LTD
ELLIS BATES HOLDINGS LTD.
EXECUTIVE INSURANCE SERVICES LTD
GLOWSURE HOLDINGS LIMITED
GLOWSURE LIMITED
GREFT HOLDINGS LIMITED
HAYTON INSURANCE BROKERS LIMITED
JAMES BROWN & SONS (SOMERSET) LIMITED
JEANNE FAIRBROTHER ASSOCIATES LIMITED
LANGTON LONDON INSURANCE BROKERS LTD
LEADENHALL INSURANCE BROKERS LIMITED
MADOC AND RHODES (LEA VILLAGE) LIMITED
NASH WARREN INSURANCE SERVICES LIMITED
NM HOLDINGS (2015) LIMITED
PARASOL INSURE LTD
PORTSOKEN LTD
R. TODD INSURANCE SERVICES LIMITED
RISK SUPPORT SERVICES LTD
S ALLSOP LIMITED
SURREY INDEPENDENT ADVISERS LIMITED
THE INSURANCE MANAGER LIMITED
THE RISK FACTOR LIMITED
TOWNENDS INSURANCE BROKERS LIMITED
XS ASSURE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Balance Sheet
Fixed Assets 150,559 150,559 179,491
Current Assets 98,033 98,033 68,683
Creditors Due Within One Year 116,106 116,106 114,345
Working Cap -18,073 -18,073 -45,662
Total Assets Less Current Liabilities 132,486 132,486 133,829
Long-term Liabilities 100,060 100,060 100,207
Net Assets 32,426 32,426 33,622
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 32,426 32,426 33,622
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Tangible Fixed Assets - - -
Fixed Assets 60.6% 60.6% 72.3%
Stocks Inventory - - -
Debtors 4.5% 4.5% 3.7%
Cash Bank In Hand 34.9% 34.9% 24.0%
Current Assets 39.4% 39.4% 27.7%
Creditors Due Within One Year 46.7% 46.7% 46.1%
Net Current Assets Liabilities -7.3% -7.3% -18.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 13.0% 13.0% 13.5%
Capital Employed - - -
Total Assets Less Current Liabilities 53.3% 53.3% 53.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Liquidity Ratio 0.8 0.8 0.6
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Assets 248,592 248,592 248,174
Debt 216,166 216,166 214,552
Net Assets/Debt 32,426 32,426 33,622

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LS20 9LT
J.M. GLENDINNING GROUP LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
CYANX LTD
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JMG INSURANCE BROKERS LIMITED
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J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
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J.M. GLENDINNING (INSURANCE BROKERS) SOUTH YORKSHIRE LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) NORTH YORKSHIRE LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
A.S.GREEN & CO (FINANCIAL ADVISERS) LIMITED
1a Tower Square, Leeds, West Yorkshire, LS20 9LT
WHPG LIMITED
1a Tower Square, Leeds, West Yorkshire, LS20 9LT
JMG EMPLOYEE BENEFITS LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, WEST YORKSHIRE, LS20 9LT
W.MACHELL JOINERY LIMITED
LOW MILLS, GUISELEY, LEEDS, WEST YORKSHIRE, LS20 9LT
Document Filings
Consolidated accounts of parent company for subsidiary company period ending 31/03/25
Audit exemption statement of guarantee by parent company for period ending 31/03/25
Notice of agreement to exemption from audit of accounts for period ending 31/03/25
Confirmation statement made on 13 December 2025 with updates
Director's details changed for Mr Nicholas John Houghton on 11 December 2025
Satisfaction of charge 088146130001 in full
Statement of capital on 24 March 2025
Statement by Directors
Solvency Statement dated 17/03/25
Resolutions
Confirmation statement made on 13 December 2024 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/03/24
Audit exemption statement of guarantee by parent company for period ending 31/03/24
Notice of agreement to exemption from audit of accounts for period ending 31/03/24
Confirmation statement made on 13 December 2023 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/03/23
Audit exemption statement of guarantee by parent company for period ending 31/03/23
Notice of agreement to exemption from audit of accounts for period ending 31/03/23
Consolidated accounts of parent company for subsidiary company period ending 31/03/22
Notice of agreement to exemption from audit of accounts for period ending 31/03/22
Audit exemption statement of guarantee by parent company for period ending 31/03/22
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