Company Overview
Hsb Engineering Insurance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 16 June 1989, so this is a well established company. Hsb Engineering Insurance Limited has been in business for 36 years and 9 months. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Chancery Place, 50 Brown Street, Manchester, M2 2JT
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Companies House Data
Company NameHSB ENGINEERING INSURANCE LIMITED
Company Number02396114
Registered Office AddressChancery Place
 50 Brown Street
 M2 2JT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/06/1989
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date20/11/2016
Returns Last Made Up Date23/10/2015
Directors & Members
Show Resigned
Andrew Burke - Director
(British, 57 years old, born May 1969)
Appointed 26 November 2025
 Active
David Firstenberg - Director
(American, 69 years old, born April 1957)
Appointed 19 April 2021
 Active
Matthew Forman - Director
(American, 55 years old, born January 1971)
Appointed 29 January 2024
 Active
Jeffrey Herdman - Director
(British, 73 years old, born January 1953)
Appointed 19 October 2017
 Active
Neil MacMillan - Director
(British, 64 years old, born November 1962)
Appointed 30 December 2025
 Active
Anya O'reilly - Director
(British, 52 years old, born August 1974)
Appointed 17 October 2014
 Active
Jeffrey O'shaughnessy - Director
(American,Irish, 55 years old, born April 1971)
Appointed 19 November 2025
 Active
Secretaries
Show Resigned
Dominic How - Secretary
Appointed 14 December 2022
 Active
Other Company Directorships
Andrew Burke
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David Firstenberg
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Matthew Forman
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Jeffrey Herdman
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Anya O'reilly
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Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Balance Sheet
Fixed Assets 203,078,000 203,078,000 226,558,000
Current Assets 59,397,000 59,397,000 47,618,000
Creditors Due Within One Year 23,997,000 23,997,000 24,726,000
Working Cap 35,400,000 35,400,000 22,892,000
Total Assets Less Current Liabilities 238,478,000 238,478,000 249,450,000
Long-term Liabilities 131,762,000 131,762,000 144,767,000
Net Assets 106,716,000 106,716,000 104,683,000
Share Capital & Reserves
Share Cap 53,560,000 53,560,000 53,560,000
Profit & Loss Reserves 46,094,000 46,094,000 44,061,000
Other Reserves 7,062,000 7,062,000 7,062,000
Shareholders Funds 106,716,000 106,716,000 104,683,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Tangible Fixed Assets - - -
Fixed Assets 77.4% 77.4% 82.6%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 8.2% 8.2% 9.4%
Cash Bank In Hand 2.8% 2.8% 3.1%
Current Assets 22.6% 22.6% 17.4%
Creditors Due Within One Year 9.1% 9.1% 9.0%
Net Current Assets Liabilities 13.5% 13.5% 8.3%
Creditors Due After One Year 3.1% 3.1% 3.8%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 40.7% 40.7% 38.2%
Called Up Share Capital 20.4% 20.4% 19.5%
Share Capital Allotted Called Up Paid 20.4% 20.4% 19.5%
Profit Loss Account Reserve 17.6% 17.6% 16.1%
Shareholder Funds 40.7% 40.7% 38.2%
Capital Employed - - -
Total Assets Less Current Liabilities 90.9% 90.9% 91.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Liquidity Ratio 2.5 2.5 1.9
Solvency Ratio 1.7 1.7 1.6
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2012 31-Dec-2011
Assets 262,475,000 262,475,000 274,176,000
Debt 155,759,000 155,759,000 169,493,000
Net Assets/Debt 106,716,000 106,716,000 104,683,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet indicates the substantial net assets of a large company. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Neil Stephen Peter Macmillan as a director on 30 December 2025
Termination of appointment of Craig Anthony Scarr as a director on 31 December 2025
Appointment of Mr Andrew John Burke as a director on 26 November 2025
Appointment of Mr Jeffrey Charles O'shaughnessy as a director on 19 November 2025
Termination of appointment of Stephen David Worrall as a director on 10 June 2025
Confirmation statement made on 7 May 2025 with no updates
Confirmation statement made on 9 May 2024 with no updates
Appointment of Mr Matthew Scott Forman as a director on 29 January 2024
Director's details changed for Mr Stephen David Worrall on 22 December 2023
Director's details changed for Mrs Anya Marjorie O'reilly on 22 December 2023
Director's details changed for Mr Terence Roger Dyson on 22 December 2023
Termination of appointment of Gregory Mitchell Barats as a director on 13 December 2023
Confirmation statement made on 23 October 2023 with no updates
Termination of appointment of Stephen David Arthur Morris as a director on 22 May 2023
Director's details changed for Mr Terence Roger Dyson on 22 March 2023
Appointment of Mr Terence Roger Dyson as a director on 21 March 2023
Appointment of Mr Dominic How as a secretary on 14 December 2022
Termination of appointment of Kelli Close-Smith as a secretary on 14 December 2022
Confirmation statement made on 23 October 2022 with no updates
Termination of appointment of Peter Richter as a director on 17 October 2022
Registered office address changed from New London House 6 London Street London EC3R 7LP to Chancery Place 50 Brown Street Manchester M2 2JT on 23 June 2022
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