Company Overview
Bickley Insurance Services Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 14 December 1993, so this is a well established company. Bickley Insurance Services Limited has been in business for 32 years and 3 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Elmwood House Ghyll Royd, Guiseley, Leeds, West Yorkshire, LS20 9LT
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Companies House Data
Company NameBICKLEY INSURANCE SERVICES LIMITED
Company Number02880377
Registered Office AddressElmwood House Ghyll Royd
 Guiseley
 LS20 9LT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/12/1993
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date11/01/2017
Returns Last Made Up Date14/12/2015
Directors & Members
Show Resigned
Jeffrey Bickley - Director
(British, 58 years old, born July 1968)
Appointed 11 March 1994
 Active
Michael Papageorgis - Director
(British, 43 years old, born April 1983)
Appointed 09 May 2024
 Active
Simon Townsend - Director
(British, 56 years old, born January 1970)
Appointed 08 January 2026
 Active
Kathren Wright - Director
(British, 54 years old, born February 1972)
Appointed 26 May 2022
 Active
Secretaries
Show Resigned
Other Company Directorships
Jeffrey Bickley
No companies found
Michael Papageorgis
JUNIPER PLACE MANAGEMENT COMPANY LIMITED
Simon Townsend
BJP INSURANCE BROKERS LIMITED
CLEMENTS EUROPE LIMITED
GLOWSURE LIMITED
JMG INSURANCE BROKERS LIMITED
LANGTON LONDON INSURANCE BROKERS LTD
SURREY INDEPENDENT ADVISERS LIMITED
Kathren Wright
ABBOTT ASSOCIATES LIMITED
ACTIVE LIFESTYLE PROTECTION LTD
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S ALLSOP LIMITED
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THE INSURANCE MANAGER LIMITED
THE RISK FACTOR LIMITED
TOWNENDS INSURANCE BROKERS LIMITED
XS ASSURE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-May-2021 31-May-2020
Balance Sheet
Fixed Assets 6,589 6,589 6,254
Current Assets 1,510,984 1,510,984 660,530
Creditors Due Within One Year 816,970 816,970 394,238
Working Cap 694,014 694,014 266,292
Total Assets Less Current Liabilities 700,603 700,603 272,546
Long-term Liabilities 0 0 0
Net Assets 700,603 700,603 272,546
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 700,603 700,603 272,546
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-May-2021 31-May-2020
Tangible Fixed Assets - - -
Fixed Assets 0.4% 0.4% 0.9%
Stocks Inventory - - -
Debtors 18.5% 18.5% 20.9%
Cash Bank In Hand 81.1% 81.1% 78.2%
Current Assets 99.6% 99.6% 99.1%
Creditors Due Within One Year 53.8% 53.8% 59.1%
Net Current Assets Liabilities 45.7% 45.7% 39.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 46.2% 46.2% 40.9%
Capital Employed - - -
Total Assets Less Current Liabilities 46.2% 46.2% 40.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-May-2021 31-May-2020
Liquidity Ratio 1.8 1.8 1.7
Solvency Ratio 1.9 1.9 1.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-May-2021 31-May-2020
Assets 1,517,573 1,517,573 666,784
Debt 816,970 816,970 394,238
Net Assets/Debt 700,603 700,603 272,546

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Simon Townsend as a director on 8 January 2026
Confirmation statement made on 14 December 2025 with updates
Satisfaction of charge 028803770001 in full
Registration of charge 028803770002, created on 21 November 2025
Statement of capital following an allotment of shares on 21 October 2025
Confirmation statement made on 14 December 2024 with no updates
Appointment of Mr Michael Papageorgis as a director on 9 May 2024
Confirmation statement made on 14 December 2023 with no updates
Confirmation statement made on 14 December 2022 with updates
Resolutions
Memorandum and Articles of Association
Appointment of Mrs Kathren Wright as a director on 26 May 2022
Resolutions
Memorandum and Articles of Association
Current accounting period shortened from 31 May 2022 to 31 March 2022
Registration of charge 028803770001, created on 4 February 2022
Confirmation statement made on 14 December 2021 with updates
Registered office address changed from Kings Parade Lower Coombe Street Croydon CR0 1AA to Elmwood House Ghyll Royd Guiseley Leeds West Yorkshire LS20 9LT on 9 November 2021
Change of details for Augusta Bidco Limited as a person with significant control on 27 July 2021
Resolutions
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