Company Overview
Bjp Insurance Brokers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 29 December 1997, so this is a well established company. Bjp Insurance Brokers Limited has been in business for 28 years and 3 months. The accounts status is full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Elmwood House Ghyll Royd, Guiseley, Leeds, West Yorkshire, LS20 9LT
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Companies House Data
Company NameBJP INSURANCE BROKERS LIMITED
Company Number03486694
Registered Office AddressElmwood House Ghyll Royd
 Guiseley
 LS20 9LT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/12/1997
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date15/01/2017
Returns Last Made Up Date18/12/2015
Directors & Members
Show Resigned
Andrew Brown - Director
(British, 60 years old, born May 1966)
Appointed 01 November 2021
 Active
Simon Townsend - Director
(British, 56 years old, born January 1970)
Appointed 08 January 2026
 Active
Kathren Wright - Director
(British, 54 years old, born February 1972)
Appointed 22 May 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Andrew Brown
ANTELL INSURANCE ASSOCIATES LIMITED
BJP HOLDINGS LIMITED
BJP HOLDINGS TRUSTEES LIMITED
Simon Townsend
BICKLEY INSURANCE SERVICES LIMITED
CLEMENTS EUROPE LIMITED
GLOWSURE LIMITED
JMG INSURANCE BROKERS LIMITED
LANGTON LONDON INSURANCE BROKERS LTD
SURREY INDEPENDENT ADVISERS LIMITED
Kathren Wright
ABBOTT ASSOCIATES LIMITED
ACTIVE LIFESTYLE PROTECTION LTD
ANTELL INSURANCE ASSOCIATES LIMITED
BIBL HOLDINGS (2015) LIMITED
BOSTON INSURANCE BROKERS LIMITED
BSIB LTD
BUTTERWORTH SPENGLER HOLDINGS LIMITED
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED
CONFIDENTIAL SOLUTIONS GROUP LTD
CONFIDENTIAL SOLUTIONS LIMITED
CYCLESURE HOLDINGS LTD
DIVERGENT GROUP LTD
ELLIS BATES HOLDINGS LTD.
EXECUTIVE INSURANCE SERVICES LTD
GLOWSURE HOLDINGS LIMITED
GLOWSURE LIMITED
GREFT HOLDINGS LIMITED
HAYTON INSURANCE BROKERS LIMITED
JAMES BROWN & SONS (SOMERSET) LIMITED
JEANNE FAIRBROTHER ASSOCIATES LIMITED
LANGTON LONDON INSURANCE BROKERS LTD
LEADENHALL INSURANCE BROKERS LIMITED
MADOC AND RHODES (LEA VILLAGE) LIMITED
NASH WARREN INSURANCE SERVICES LIMITED
NM HOLDINGS (2015) LIMITED
PARASOL INSURE LTD
PORTSOKEN LTD
R. TODD INSURANCE SERVICES LIMITED
RISK SUPPORT SERVICES LTD
S ALLSOP LIMITED
SURREY INDEPENDENT ADVISERS LIMITED
THE INSURANCE MANAGER LIMITED
THE RISK FACTOR LIMITED
TOWNENDS INSURANCE BROKERS LIMITED
XS ASSURE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 1,871,909 1,871,909 1,956,901
Current Assets 5,989,129 5,989,129 5,241,888
Creditors Due Within One Year 5,427,563 5,427,563 4,355,383
Working Cap 561,566 561,566 886,505
Total Assets Less Current Liabilities 2,433,475 2,433,475 2,843,406
Long-term Liabilities 2,273,475 2,273,475 2,683,406
Net Assets 160,000 160,000 160,000
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 160,000 160,000 160,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 23.8% 23.8% 27.2%
Stocks Inventory - - -
Debtors 15.6% 15.6% 17.4%
Cash Bank In Hand 60.6% 60.6% 55.4%
Current Assets 76.2% 76.2% 72.8%
Creditors Due Within One Year 69.0% 69.0% 60.5%
Net Current Assets Liabilities 7.1% 7.1% 12.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 2.0% 2.0% 2.2%
Capital Employed - - -
Total Assets Less Current Liabilities 31.0% 31.0% 39.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 6
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 6
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 30-Nov-2022 30-Nov-2021
Assets 7,861,038 7,861,038 7,198,789
Debt 7,701,038 7,701,038 7,038,789
Net Assets/Debt 160,000 160,000 160,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Simon Townsend as a director on 8 January 2026
Confirmation statement made on 18 December 2025 with no updates
Memorandum and Articles of Association
Resolutions
Satisfaction of charge 034866940006 in full
Registration of charge 034866940007, created on 21 November 2025
Registration of charge 034866940008, created on 21 November 2025
Confirmation statement made on 18 December 2024 with no updates
Resolutions
Registration of charge 034866940006, created on 5 June 2024
Confirmation statement made on 18 December 2023 with no updates
Previous accounting period shortened from 30 November 2023 to 31 March 2023
Satisfaction of charge 034866940005 in full
Satisfaction of charge 034866940004 in full
Previous accounting period shortened from 31 December 2022 to 30 November 2022
Termination of appointment of Barry Mcgoun as a director on 31 March 2023
Appointment of Mrs Kathren Wright as a director on 22 May 2023
Confirmation statement made on 18 December 2022 with updates
Registered office address changed from Southgate House Alexandra Court Wokingham RG40 2BJ England to Elmwood House Ghyll Royd Guiseley Leeds West Yorkshire LS20 9LT on 13 December 2022
Termination of appointment of John Howard William Finch as a director on 7 December 2022
Termination of appointment of Barry Mcgoun as a secretary on 7 December 2022
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