Company Overview
McHb Wealth Management Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 15 June 1987, so this is a well established company. McHb Wealth Management Limited has been in business for 38 years and 9 months. The accounts status is total exemption full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

13 Bon Accord Crescent, Aberdeen, AB11 6DE
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Companies House Data
Company NameMCHB WEALTH MANAGEMENT LIMITED
Company NumberSC105200
Registered Office Address13 Bon Accord Crescent
 AB11 6DE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/06/1987
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date14/07/2017
Returns Last Made Up Date16/06/2016
Previous Company NameChanged Date
MCHARDY FINANCIAL LIMITED06 Nov 2024
MCHARDY & BURNETT (FINANCIAL SERVICES) LIMITED02 Jul 2014
Directors & Members
Show Resigned
Greig Fowlis - Director
(British, 38 years old, born March 1988)
Appointed 09 May 2025
 Active
Alan Hardie - Director
(British, 61 years old, born April 1965)
Appointed 08 May 2017
 Active
Andrew Kerr - Director
(British, 53 years old, born January 1973)
Appointed 07 March 2013
 Active
Thomas Scott - Director
(British, 30 years old, born January 1996)
Appointed 20 August 2025
 Active
Secretaries
Show Resigned
Other Company Directorships
Greig Fowlis
BAILLIE FINANCIAL LIMITED
G&J F HOLDINGS LTD
GCF PROPERTY LTD
MCHB PERTH LTD
Alan Hardie
No companies found
Andrew Kerr
BORLAND INSURANCE LTD
BORLAND PRIVATE CLIENTS LTD
INSPIRED WEALTH PLANNING LIMITED
MARSHCO LIMITED
MCHARDY GROUP HOLDINGS LIMITED
MCHARDY GROUP LIMITED
MCHARDY PRIVATE WEALTH LIMITED
MCHB PERTH LTD
MHBL (HOLDINGS) LIMITED
MMC WEALTH LTD
PEEBLES FINANCIAL LIMITED
SCOPRO LTD.
TOM MUNRO FINANCIAL SOLUTIONS LIMITED
Thomas Scott
PORTLAND FINANCIAL HOLDINGS LTD
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 811,960 811,960 842,787
Current Assets 2,433,572 2,433,572 3,101,967
Creditors Due Within One Year 1,099,802 1,099,802 1,664,772
Working Cap 1,333,770 1,333,770 1,437,195
Total Assets Less Current Liabilities 2,145,730 2,145,730 2,279,982
Long-term Liabilities 132,612 132,612 292,353
Net Assets 2,013,118 2,013,118 1,987,629
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,013,118 2,013,118 1,987,629
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 25.0% 25.0% 21.4%
Stocks Inventory - - -
Debtors 73.5% 73.5% 75.6%
Cash Bank In Hand 1.5% 1.5% 3.1%
Current Assets 75.0% 75.0% 78.6%
Creditors Due Within One Year 33.9% 33.9% 42.2%
Net Current Assets Liabilities 41.1% 41.1% 36.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 62.0% 62.0% 50.4%
Capital Employed - - -
Total Assets Less Current Liabilities 66.1% 66.1% 57.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 2.2 2.2 1.9
Solvency Ratio 2.6 2.6 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 3,245,532 3,245,532 3,944,754
Debt 1,232,414 1,232,414 1,957,125
Net Assets/Debt 2,013,118 2,013,118 1,987,629

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around AB11 6DE
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19 Bon Accord Crescent, Aberdeen, AB11 6DE
BLACKBOX AVIONICS 2000 LIMITED
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JCM ANDREWS LIMITED
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TRANSCEND ENGINEERING LIMITED
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WORLDWIDE REFINERY AND PETROLEUM SERVICES LTD.
19 BON ACCORD CRESCENT, ABERDEEN, AB11 6DE
HADDAWAY WELLTEST SERVICES LIMITED
19 Bon Accord Crescent, Aberdeen, AB11 6DE
ELIEWALK LIMITED
12 Carden Place, Aberdeen, AB11 6DE
LINKSFIELD ENGINEERING LIMITED
19 Bon Accord Crescent, Aberdeen, AB11 6DE
MHBL (HOLDINGS) LIMITED
13 BON ACCORD CRESCENT, ABERDEEN, AB11 6DE
HAMPSHIRE BUCKLEY LTD.
19 Bon Accord Crescent, Aberdeen, AB11 6DE
Document Filings
Termination of appointment of Richard Andrew Fletcher as a director on 23 October 2025
Appointment of Mr Thomas Robert William Scott as a director on 20 August 2025
Appointment of Mr Greig Christie Fowlis as a director on 9 May 2025
Confirmation statement made on 3 April 2025 with updates
Certificate of change of name
Registered office address changed from , Merlin House Necessity Brae, Perth, PH2 0PF, Scotland to 13 Bon Accord Crescent Aberdeen AB11 6DE on 16 October 2024
Notification of Mchb Perth Ltd as a person with significant control on 15 October 2024
Cessation of Mhbl (Holdings) Limited as a person with significant control on 15 October 2024
Registered office address changed from , 13 Bon Accord Crescent, Aberdeen, AB11 6DE to 13 Bon Accord Crescent Aberdeen AB11 6DE on 15 October 2024
Termination of appointment of Jonathan Lindsay Mclaren Craig as a director on 15 October 2024
Satisfaction of charge SC1052000003 in full
Confirmation statement made on 16 June 2024 with no updates
Confirmation statement made on 16 June 2023 with no updates
Appointment of Mr Jonathan Lindsay Mclaren Craig as a director on 21 February 2023
Confirmation statement made on 16 June 2022 with no updates
Confirmation statement made on 16 June 2021 with no updates
Memorandum and Articles of Association
Satisfaction of charge SC1052000001 in full
Satisfaction of charge SC1052000002 in full
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