Company Overview
McHardy Group Holdings Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 27 December 2018, so this is a well established company. McHardy Group Holdings Limited has been in business for 7 years and 3 months. The accounts status is total exemption full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

13 Bon Accord Crescent, Aberdeen, AB11 6DE
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Companies House Data
Company NameMCHARDY GROUP HOLDINGS LIMITED
Company NumberSC616969
Registered Office Address13 Bon Accord Crescent
 AB11 6DE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/12/2018
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date30/09/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date24/01/2020
Previous Company NameChanged Date
LIND-LISA LIMITED10 Oct 2023
Directors & Members
Morten Bakke - Director
(Norwegian, 37 years old, born October 1989)
Appointed 11 June 2025
 Active
Richard Fletcher - Director
(British, 48 years old, born October 1978)
Appointed 27 December 2018
 Active
Andrew Kerr - Director
(British, 53 years old, born January 1973)
Appointed 27 December 2018
 Active
Matthew Marais - Director
(British, 45 years old, born March 1981)
Appointed 11 June 2025
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Morten Bakke
No companies found
Richard Fletcher
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Andrew Kerr
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INSPIRED WEALTH PLANNING LIMITED
MARSHCO LIMITED
MCHARDY GROUP LIMITED
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MCHB PERTH LTD
MCHB WEALTH MANAGEMENT LIMITED
MHBL (HOLDINGS) LIMITED
MMC WEALTH LTD
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SCOPRO LTD.
TOM MUNRO FINANCIAL SOLUTIONS LIMITED
Matthew Marais
ENABLE PARTNERS HOLDINGS LIMITED
GSI CAPITAL LIMITED
THORNTONS INVESTMENT HOLDINGS LIMITED
VERTUS CAPITAL LIMITED
VERTUS CAPITAL SPV1 LIMITED
VERTUS EQUITY LIMITED
VERTUS HOLDINGS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 3,296,920 3,296,920 3,296,920
Current Assets 100 100 100
Creditors Due Within One Year 1,970,959 1,970,959 1,838,866
Working Cap -1,970,859 -1,970,859 -1,838,766
Total Assets Less Current Liabilities 1,326,061 1,326,061 1,458,154
Long-term Liabilities 1,322,112 1,322,112 1,452,665
Net Assets 3,949 3,949 5,489
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 3,949 3,949 5,489
Common Size Financial Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 100.0% 100.0% 100.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 0.0% 0.0% 0.0%
Current Assets 0.0% 0.0% 0.0%
Creditors Due Within One Year 59.8% 59.8% 55.8%
Net Current Assets Liabilities -59.8% -59.8% -55.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.1% 0.1% 0.2%
Capital Employed - - -
Total Assets Less Current Liabilities 40.2% 40.2% 44.2%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Sep-2024 30-Sep-2022 30-Sep-2021
Assets 3,297,020 3,297,020 3,297,020
Debt 3,293,071 3,293,071 3,291,531
Net Assets/Debt 3,949 3,949 5,489

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 26 December 2025 with updates
Current accounting period extended from 30 September 2025 to 31 December 2025
Memorandum and Articles of Association
Resolutions
Particulars of variation of rights attached to shares
Notification of Vertus Equity Limited as a person with significant control on 11 June 2025
Change of share class name or designation
Cessation of Andrew James Kerr as a person with significant control on 11 June 2025
Cessation of Richard Andrew Fletcher as a person with significant control on 11 June 2025
Statement of capital following an allotment of shares on 11 June 2025
Appointment of Mr Morten Urdal Bakke as a director on 11 June 2025
Appointment of Mr Matthew David Marais as a director on 11 June 2025
Statement of capital on 3 June 2025
Statement by Directors
Solvency Statement dated 30/04/25
Resolutions
Confirmation statement made on 26 December 2024 with updates
Statement of capital following an allotment of shares on 14 November 2024
Resolutions
Statement of capital following an allotment of shares on 11 October 2024
Memorandum and Articles of Association
Resolutions
Sub-division of shares on 11 October 2024
Resolutions
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