Company Overview
Tom Munro Financial Solutions Limited is a Dissolved Private Limited Company.
Registered Address

13 Bon Accord Crescent, Aberdeen, AB11 6DE
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Companies House Data
Company NameTOM MUNRO FINANCIAL SOLUTIONS LIMITED
Company NumberSC280591
Registered Office Address13 Bon Accord Crescent
 AB11 6DE
Company CategoryPrivate Limited Company
Company StatusDissolved
Country of OriginUnited Kingdom
Incorporation Date23/02/2005
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2025
Accounts Last Made Up Date31/07/2023
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date23/03/2017
Returns Last Made Up Date23/02/2016
Previous Company NameChanged Date
TOM MUNRO ASSET MANAGEMENT LIMITED14 Jul 2005
Directors & Members
Show Resigned
Andrew Kerr - Director
(British, 53 years old, born January 1973)
Appointed 08 August 2022
 Active
Secretaries
Show Resigned
Other Company Directorships
Andrew Kerr
BORLAND INSURANCE LTD
BORLAND PRIVATE CLIENTS LTD
INSPIRED WEALTH PLANNING LIMITED
MARSHCO LIMITED
MCHARDY GROUP HOLDINGS LIMITED
MCHARDY GROUP LIMITED
MCHARDY PRIVATE WEALTH LIMITED
MCHB PERTH LTD
MCHB WEALTH MANAGEMENT LIMITED
MHBL (HOLDINGS) LIMITED
MMC WEALTH LTD
PEEBLES FINANCIAL LIMITED
SCOPRO LTD.
Balance Sheet Unlock full report
Accounts Date 31-Jul-2023 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 167,533 167,533 246,359
Creditors Due Within One Year 24,420 24,420 35,890
Working Cap 143,113 143,113 210,469
Total Assets Less Current Liabilities 143,113 143,113 210,469
Long-term Liabilities 0 0 0
Net Assets 143,113 143,113 210,469
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 143,113 143,113 210,469
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2023 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - 0.2%
Cash Bank In Hand - - 99.8%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 14.6% 14.6% 14.6%
Net Current Assets Liabilities 85.4% 85.4% 85.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 85.4% 85.4% 85.4%
Capital Employed - - -
Total Assets Less Current Liabilities 85.4% 85.4% 85.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2023 31-Jul-2022 31-Jul-2021
Liquidity Ratio 6.9 6.9 6.9
Solvency Ratio 6.9 6.9 6.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2023 31-Jul-2022 31-Jul-2021
Assets 167,533 167,533 246,359
Debt 24,420 24,420 35,890
Net Assets/Debt 143,113 143,113 210,469
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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LINKSFIELD ENGINEERING LIMITED
19 Bon Accord Crescent, Aberdeen, AB11 6DE
MHBL (HOLDINGS) LIMITED
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HAMPSHIRE BUCKLEY LTD.
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Document Filings
Final Gazette dissolved via voluntary strike-off
First Gazette notice for voluntary strike-off
Application to strike the company off the register
Confirmation statement made on 23 February 2025 with no updates
Confirmation statement made on 23 February 2024 with no updates
Change of details for Mchardy Group Limited as a person with significant control on 23 February 2024
Change of details for Mchardy Group Limited as a person with significant control on 29 February 2024
Termination of appointment of Richard Andrew Fletcher as a director on 31 July 2023
Confirmation statement made on 23 February 2023 with updates
Registered office address changed from 41 Charlotte Square Edinburgh EH2 4HQ Scotland to 13 Bon Accord Crescent Aberdeen AB11 6DE on 25 October 2022
Notification of Mchardy Group Limited as a person with significant control on 8 August 2022
Cessation of Thomas Munro as a person with significant control on 8 August 2022
Registered office address changed from 1 Arnothill Gardens Falkirk FK1 5BQ to 41 Charlotte Square Edinburgh EH2 4HQ on 9 August 2022
Cessation of Lorraine Ross Munro as a person with significant control on 8 August 2022
Appointment of Mr Richard Andrew Fletcher as a director on 8 August 2022
Termination of appointment of Thomas Munro as a director on 8 August 2022
Appointment of Mr Andrew James Kerr as a director on 8 August 2022
Termination of appointment of Lorraine Ross Munro as a director on 8 August 2022
Termination of appointment of Thomas Munro as a secretary on 8 August 2022
Confirmation statement made on 23 February 2022 with no updates
Satisfaction of charge 1 in full
Satisfaction of charge 2 in full
Change of details for Mr Thomas Munro as a person with significant control on 29 April 2021
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